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Home Insurance in 34432

If your primary reason for shopping for homeowners insurance in the 34432 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Dunnellon, FL. Many homeowners that live in the 34432 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 34432 zip code should already appear in the zip code field ready to go. For Dunnellon, FL Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 34432

Homeowners living in the city of Dunnellon are paying on average around $1642 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 34432 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Florida home insurance premiums have been recently ranked 1 in the country in terms of the annual cost of premiums. Because premiums in 34432 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 34432 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Dunnellon. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

34432 Home Insurance Average Premiums

Local 34432 homeowners insurance quotes comparison

$1392 /yr.

Shows Zip Code: 34432 lowest rates with discounts applied on average.

For the 34432, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1392 /yr.
Average Coverage:$1642 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1942 /yr.

What is the average home insurance cost for a home in 34432?

  • • The average homeowners insurance premium paid annually for a home in 34432 is around $1642 per year.

What does it cost on average per month for home insurance in 34432?

  • • Homeowners in 34432 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 34432?

  • • Autoowners in 34432 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dunnellon area, check out other zip codes nearby 34432.
Review average rates in another zip code:
34433 homeowners insurance rates
34431 homeowners insurance rates
34434 homeowners insurance rates
34432 homeowners insurance rates

Home Replacement Cost Coverage in 34432

Average Building Cost Per Square Foot in 34432: $167

Location: Dunnellon, Florida (Marion County)

Average Square Footage in 34432: 952 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34432 before you start any project. Dunnellon homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34432 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34432 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 952 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dunnellon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167952$159,000
Additional Upgrades & Added Features$209952$198,750
Major Home Updates or Advancements$251952$238,500

It's important to understand that when you estimate your replacement cost of your home in the 34432 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34432

Best Home & Auto Insurance Agencies in 34432

Allstate Insurance Companies - Independent Agents- Dunellon

Address: 20497 E Pennsylvania Ave Dunnellon, FL 34432
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 34432

Population Review for 34432 Zip Code

For the city of Dunnellon, the population within 34432 has increased to over 15,090 residents in population size. The current population total is 13,159. We have broken down the population based on race below. In 34432, there are over 6332 in male population and 6827 females.

PopulationValues
Total Population13,159
White Population10876
Black Population551
Hispanic Population1505
Asian Population96
Hawaiian Population6
Indian Population74
Other Population421
Male Population6332
Female Population6827
Population Estimate15090

Household Data for 34432

The average number of homes in 34432 is around 5,836, there are an average of 2.24 per household. The average house value according to local real estate values is around $159,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,836
Persons Per Household2.24
Average House Value$159,000
Income Per Household$43884
Median Age58.7
Median Age Male57.4
Median Age Female59.5
34432 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code352
CityDunnellon
City Alias NameDUNNELLON
CountyMarion
County FIPS083
State FIPS12
Time Zone5
Day Light SavingY
MSA5790
PMSA
CSA
CBSA36100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOcala, FL
MSA_NameOcala, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses228
Number Of Employees1769
Business First Quarter Payroll14094
Business Annual Payroll61144
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population331298
CBSA Division Population0
Congressional District03
Congressional LandArea7306.05
Delivery Residential6737
Delivery Business275
Delivery Total7241
Preferred Last Line KeyY21750
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY21750
Land Area105.082000
Water Area1.171000
City Alias Code
City Mixed CaseDunnellon
City Alias Mixed CaseDunnellon
Box Count0
SFDU5458
MFDU14
State ANSI12
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number112385
Unique ZIP Name
SSA State County Code10410
Medicare CBSA Code36100
Medicare CBSA NameOcala, FL
Medicare CBSA TypeMetro
Market Rating Area ID41
County Mixed CaseMarion

Florida Homeowners Insurance News & Information

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  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

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  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

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  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

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  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]