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Compare multiple home insurance rates for your home in Nocatee just got easier with the quick quoting system provided by We make it easier for you and your 62 neighbors looking to save on their home insurance policy in the local 34268 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 34268. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Florida rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Nocatee, FL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Nocatee, FL

34268 Home Insurance Average Premiums

Local 34268 homeowners insurance quotes comparison

$1378 /yr.

Shows Zip Code: 34268 lowest rates with discounts applied on average.

For the 34268, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1378 /yr.
Average Coverage:$1628 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1928 /yr.

What is the average home insurance cost for a home in 34268?

  • • The average homeowners insurance premium paid annually for a home in 34268 is around $1628 per year.

What does it cost on average per month for home insurance in 34268?

  • • Homeowners in 34268 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 34268?

  • • Autoowners in 34268 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nocatee area, check out other zip codes nearby 34268.
Review average rates in another zip code:
34268 homeowners insurance rates

Home Replacement Cost Coverage in 34268

Average Building Cost Per Square Foot in 34268: $167

Location: Nocatee, Florida (Desoto County)

Average Square Footage in 34268: 138 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34268 before you start any project. Nocatee homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34268 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34268 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 138 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nocatee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167138$23,100
Additional Upgrades & Added Features$209138$28,875
Major Home Updates or Advancements$251138$34,650

It's important to understand that when you estimate your replacement cost of your home in the 34268 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34268

Best Home & Auto Insurance Agencies in 34268

Housing Demographics for 34268

Population Review for 34268 Zip Code

For the city of Nocatee, the population within 34268 has increased to over 0 residents in population size. The current population total is 223. We have broken down the population based on race below. In 34268, there are over 132 in male population and 91 females.

Total Population223
White Population84
Black Population76
Hispanic Population82
Asian Population3
Hawaiian Population0
Indian Population0
Other Population43
Male Population132
Female Population91
Population Estimate0

Household Data for 34268

The average number of homes in 34268 is around 62, there are an average of 3.60 per household. The average house value according to local real estate values is around $23,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode62
Persons Per Household3.60
Average House Value$23,100
Income Per Household$24292
Median Age40.1
Median Age Male38.5
Median Age Female41.5
34268 DetailsValues
State Full NameFlorida
City TypeZ
City Alias Abbreviation
Area Code863
City Alias NameNOCATEE
County FIPS027
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameArcadia, FL
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees46
Business First Quarter Payroll321
Business Annual Payroll1490
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population34862
CBSA Division Population0
Congressional District18
Congressional LandArea1512.55
Delivery Residential0
Delivery Business0
Delivery Total357
Preferred Last Line KeyY22514
Classification CodeP
CSA NameNorth Port-Bradenton, FL
City State KeyY22514
Land Area2.777000
Water Area0.000000
City Alias Code
City Mixed CaseNocatee
City Alias Mixed CaseNocatee
Box Count328
State ANSI12
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number116465
Unique ZIP Name
SSA State County Code10130
Medicare CBSA Code99910
Medicare CBSA NameRural Areas in FL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseDesoto

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]