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Quickly Revew Homeowners Insurance in 34222

If you own a home in Ellenton, FL you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 34222 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Florida licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 34222 and start comparing rates now.

34222 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 34222 is $1626 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 34222 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Ellenton, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

34222 Home Insurance Average Premiums

Local 34222 homeowners insurance quotes comparison

$1376 /yr.

Shows Zip Code: 34222 lowest rates with discounts applied on average.

For the 34222, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1376 /yr.
Average Coverage:$1626 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1926 /yr.

What is the average home insurance cost for a home in 34222?

  • • The average homeowners insurance premium paid annually for a home in 34222 is around $1626 per year.

What does it cost on average per month for home insurance in 34222?

  • • Homeowners in 34222 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 34222?

  • • Autoowners in 34222 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ellenton area, check out other zip codes nearby 34222.
Review average rates in another zip code:
34222 homeowners insurance rates

Home Replacement Cost Coverage in 34222

Average Building Cost Per Square Foot in 34222: $167

Location: Ellenton, Florida (Manatee County)

Average Square Footage in 34222: 904 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34222 before you start any project. Ellenton homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34222 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34222 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 904 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ellenton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167904$150,900
Additional Upgrades & Added Features$209904$188,625
Major Home Updates or Advancements$251904$226,350

It's important to understand that when you estimate your replacement cost of your home in the 34222 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34222

Best Home & Auto Insurance Agencies in 34222

Housing Demographics for 34222

Population Review for 34222 Zip Code

For the city of Ellenton, the population within 34222 has increased to over 16,727 residents in population size. The current population total is 14,097. We have broken down the population based on race below. In 34222, there are over 6540 in male population and 7557 females.

PopulationValues
Total Population14,097
White Population10981
Black Population1077
Hispanic Population1801
Asian Population257
Hawaiian Population3
Indian Population56
Other Population611
Male Population6540
Female Population7557
Population Estimate16727

Household Data for 34222

The average number of homes in 34222 is around 6,462, there are an average of 2.18 per household. The average house value according to local real estate values is around $150,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,462
Persons Per Household2.18
Average House Value$150,900
Income Per Household$58915
Median Age57.4
Median Age Male56.4
Median Age Female58.2
34222 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code941
CityEllenton
City Alias NameELLENTON
CountyManatee
County FIPS081
State FIPS12
Time Zone5
Day Light SavingY
MSA7510
PMSA
CSA412
CBSA35840
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNorth Port-Bradenton-Sarasota, FL
MSA_NameSarasota-Bradenton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses362
Number Of Employees3582
Business First Quarter Payroll21047
Business Annual Payroll90860
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population702281
CBSA Division Population0
Congressional District16
Congressional LandArea875.33
Delivery Residential7673
Delivery Business371
Delivery Total12741
Preferred Last Line KeyY21796
Classification Code
Multi-County
CSA NameNorth Port-Bradenton, FL
CBSA_DIV_Name
City State KeyY21796
Land Area5.316000
Water Area1.670000
City Alias Code
City Mixed CaseEllenton
City Alias Mixed CaseEllenton
Box Count278
SFDU4208
MFDU1001
State ANSI12
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number112625
Unique ZIP Name
SSA State County Code10400
Medicare CBSA Code35840
Medicare CBSA NameNorth Port-Sarasota-Bradenton, FL
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseManatee

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]