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34216 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 34216 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Anna Maria, FL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 34216.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 34216 and start shopping.

Quickly and Easily Compare Average Rates for 34216

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Anna Maria, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 34216

Homeowners in Anna Maria are paying roughly $1782 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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34216 Home Insurance Average Premiums

Local 34216 homeowners insurance quotes comparison

$1532 /yr.

Shows Zip Code: 34216 lowest rates with discounts applied on average.

For the 34216, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1532 /yr.
Average Coverage:$1782 /yr.
2600 sq. ft. or higher
(all discounts applied)
$2082 /yr.

What is the average home insurance cost for a home in 34216?

  • • The average homeowners insurance premium paid annually for a home in 34216 is around $1782 per year.

What does it cost on average per month for home insurance in 34216?

  • • Homeowners in 34216 pay a monthly average cost per month around $149.00.

What kind of discount could I get if I combine my home and auto insurance together in 34216?

  • • Autoowners in 34216 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Anna Maria area, check out other zip codes nearby 34216.
Review average rates in another zip code:
34216 homeowners insurance rates

Home Replacement Cost Coverage in 34216

Average Building Cost Per Square Foot in 34216: $167

Location: Anna Maria, Florida (Manatee County)

Average Square Footage in 34216: 5,940 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34216 before you start any project. Anna Maria homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34216 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34216 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,940 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Anna Maria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1675,940$991,900
Additional Upgrades & Added Features$2095,940$1,239,875
Major Home Updates or Advancements$2515,940$1,487,850

It's important to understand that when you estimate your replacement cost of your home in the 34216 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34216

Best Home & Auto Insurance Agencies in 34216

Housing Demographics for 34216

Population Review for 34216 Zip Code

For the city of Anna Maria, the population within 34216 has increased to over 0 residents in population size. The current population total is 1,061. We have broken down the population based on race below. In 34216, there are over 509 in male population and 552 females.

PopulationValues
Total Population1,061
White Population1005
Black Population3
Hispanic Population31
Asian Population8
Hawaiian Population0
Indian Population0
Other Population7
Male Population509
Female Population552
Population Estimate0

Household Data for 34216

The average number of homes in 34216 is around 578, there are an average of 1.84 per household. The average house value according to local real estate values is around $991,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode578
Persons Per Household1.84
Average House Value$991,900
Income Per Household$88472
Median Age65.0
Median Age Male64.3
Median Age Female65.3
34216 DetailsValues
StateFL
State Full NameFlorida
City TypeZ
City Alias Abbreviation
Area Code941
CityAnna Maria
City Alias NameANNA MARIA
CountyManatee
County FIPS081
State FIPS12
Time Zone5
Day Light SavingY
MSA7510
PMSA
CSA412
CBSA35840
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNorth Port-Bradenton-Sarasota, FL
MSA_NameSarasota-Bradenton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses91
Number Of Employees879
Business First Quarter Payroll8266
Business Annual Payroll37428
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population702281
CBSA Division Population0
Congressional District16
Congressional LandArea875.33
Delivery Residential0
Delivery Business0
Delivery Total962
Preferred Last Line KeyY21366
Classification CodeP
Multi-County
CSA NameNorth Port-Bradenton, FL
CBSA_DIV_Name
City State KeyY21366
Land Area0.859000
Water Area2.400000
City Alias Code
City Mixed CaseAnna Maria
City Alias Mixed CaseAnna Maria
Box Count819
SFDU0
MFDU0
State ANSI12
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number110180
Unique ZIP Name
SSA State County Code10400
Medicare CBSA Code35840
Medicare CBSA NameNorth Port-Sarasota-Bradenton, FL
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseManatee

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]