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Home Insurance in 33598

If your primary reason for shopping for homeowners insurance in the 33598 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Wimauma, FL. Many homeowners that live in the 33598 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 33598 zip code should already appear in the zip code field ready to go. For Wimauma, FL Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 33598

Homeowners living in the city of Wimauma are paying on average around $1675 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 33598 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Florida home insurance premiums have been recently ranked 1 in the country in terms of the annual cost of premiums. Because premiums in 33598 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 33598 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Wimauma. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

33598 Home Insurance Average Premiums

Local 33598 homeowners insurance quotes comparison

$1425 /yr.

Shows Zip Code: 33598 lowest rates with discounts applied on average.

For the 33598, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1425 /yr.
Average Coverage:$1675 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1975 /yr.

What is the average home insurance cost for a home in 33598?

  • • The average homeowners insurance premium paid annually for a home in 33598 is around $1675 per year.

What does it cost on average per month for home insurance in 33598?

  • • Homeowners in 33598 pay a monthly average cost per month around $140.00.

What kind of discount could I get if I combine my home and auto insurance together in 33598?

  • • Autoowners in 33598 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wimauma area, check out other zip codes nearby 33598.
Review average rates in another zip code:
33598 homeowners insurance rates

Home Replacement Cost Coverage in 33598

Average Building Cost Per Square Foot in 33598: $167

Location: Wimauma, Florida (Hillsborough County)

Average Square Footage in 33598: 1,595 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33598 before you start any project. Wimauma homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33598 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33598 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,595 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wimauma area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,595$266,400
Additional Upgrades & Added Features$2091,595$333,000
Major Home Updates or Advancements$2511,595$399,600

It's important to understand that when you estimate your replacement cost of your home in the 33598 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33598

Best Home & Auto Insurance Agencies in 33598

Housing Demographics for 33598

Population Review for 33598 Zip Code

For the city of Wimauma, the population within 33598 has increased to over 33,255 residents in population size. The current population total is 24,572. We have broken down the population based on race below. In 33598, there are over 12314 in male population and 12258 females.

PopulationValues
Total Population24,572
White Population11684
Black Population3495
Hispanic Population10383
Asian Population507
Hawaiian Population22
Indian Population429
Other Population4304
Male Population12314
Female Population12258
Population Estimate33255

Household Data for 33598

The average number of homes in 33598 is around 7,974, there are an average of 3.00 per household. The average house value according to local real estate values is around $266,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,974
Persons Per Household3.00
Average House Value$266,400
Income Per Household$77790
Median Age37.5
Median Age Male36.3
Median Age Female38.6
33598 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code813/656
CityWimauma
City Alias NameWIMAUMA
CountyHillsborough
County FIPS057
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV45294
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses254
Number Of Employees1567
Business First Quarter Payroll12448
Business Annual Payroll52174
Business Employment Flag
Growth Rank55
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number38549
Growth Increase Percentage3.1
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population1866701
Congressional District16
Congressional LandArea875.33
Delivery Residential11085
Delivery Business127
Delivery Total12305
Preferred Last Line KeyY23265
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_NameTampa, FL
City State KeyY23265
Land Area84.202000
Water Area0.770000
City Alias Code
City Mixed CaseWimauma
City Alias Mixed CaseWimauma
Box Count675
SFDU5147
MFDU853
State ANSI12
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number119600
Unique ZIP Name
SSA State County Code10280
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID28
County Mixed CaseHillsborough

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]