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If you live in the 33442 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Deerfield Beach have saved hundreds of dollars on their annual premium when using

Our service is always free and we not only find a great policy for you, our FL licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 33442 and then compare quotes from a variety of nationwide insurance companies.

33442 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 33442 the average premium for homeowners coverage is $1624 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 33442. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 33442 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Deerfield Beach, FL home insurance quotes in your area.

33442 Home Insurance Average Premiums

Local 33442 homeowners insurance quotes comparison

$1374 /yr.

Shows Zip Code: 33442 lowest rates with discounts applied on average.

For the 33442, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1374 /yr.
Average Coverage:$1624 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1924 /yr.

What is the average home insurance cost for a home in 33442?

  • • The average homeowners insurance premium paid annually for a home in 33442 is around $1624 per year.

What does it cost on average per month for home insurance in 33442?

  • • Homeowners in 33442 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 33442?

  • • Autoowners in 33442 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Deerfield Beach area, check out other zip codes nearby 33442.
Review average rates in another zip code:
33441 homeowners insurance rates
33442 homeowners insurance rates

Home Replacement Cost Coverage in 33442

Average Building Cost Per Square Foot in 33442: $167

Location: Deerfield Beach, Florida (Broward County)

Average Square Footage in 33442: 941 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33442 before you start any project. Deerfield Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33442 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33442 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 941 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Deerfield Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167941$157,200
Additional Upgrades & Added Features$209941$196,500
Major Home Updates or Advancements$251941$235,800

It's important to understand that when you estimate your replacement cost of your home in the 33442 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33442

A Aachen Absolute Insurance World Boca Raton OFC

Address: 3700 West Hillsboro Boulevard Deerfield Beach, FL 33442
Phone: (561)368-7283

A Plus Deerfield Insurance

Address: 408 South Powerline Road Deerfield Beach, FL 33442
Phone: (954)421-2100

Best Home & Auto Insurance Agencies in 33442

Allstate Insurance Companies

Address: 3656 W Hillsboro Blvd Deerfield Beach, FL 33442
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent,

Auto Insurance World

Address: 3700 W Hillsboro Blvd Deerfield Beach, FL 33442

Bankers Life and Casualty CO

Address: 1166 W Newport Center Dr, #118 Deerfield Beach, FL 33442

A Plus Deerfield Insurance

Address: 408 S Powerline Rd Deerfield Beach, FL 33442

Housing Demographics for 33442

Population Review for 33442 Zip Code

For the city of Deerfield Beach, the population within 33442 has increased to over 37,859 residents in population size. The current population total is 32,340. We have broken down the population based on race below. In 33442, there are over 14993 in male population and 17347 females.

Total Population32,340
White Population19752
Black Population3328
Hispanic Population6253
Asian Population907
Hawaiian Population19
Indian Population79
Other Population2611
Male Population14993
Female Population17347
Population Estimate37859

Household Data for 33442

The average number of homes in 33442 is around 16,098, there are an average of 1.99 per household. The average house value according to local real estate values is around $157,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,098
Persons Per Household1.99
Average House Value$157,200
Income Per Household$48571
Median Age51.7
Median Age Male49.5
Median Age Female54.0
33442 DetailsValues
State Full NameFlorida
City TypeP
City Alias AbbreviationDEERFIELD BCH
Area Code954/754/561
CityDeerfield Beach
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses1266
Number Of Employees20956
Business First Quarter Payroll361447
Business Annual Payroll1599782
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District23
Congressional LandArea169.1
Delivery Residential19025
Delivery Business1182
Delivery Total22028
Preferred Last Line KeyY21699
Classification Code
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21699
Land Area6.853000
Water Area0.993000
City Alias Code
City Mixed CaseDeerfield Beach
City Alias Mixed CaseDeerfield Beach
Box Count168
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number112130
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]