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33143 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 33143? There are over 14,946 occupied homes in the 33143 area. With a population size of 34,853, it's not uncommon for residence of Miami, FL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Florida is around $1,962 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 33143 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Miami, FL Home Insurance Rate Quotes

33143 Home Insurance Average Premiums

Local 33143 homeowners insurance quotes comparison

$1712 /yr.

Shows Zip Code: 33143 lowest rates with discounts applied on average.

For the 33143, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1712 /yr.
Average Coverage:$1962 /yr.
2600 sq. ft. or higher
(all discounts applied)
$2262 /yr.

What is the average home insurance cost for a home in 33143?

  • • The average homeowners insurance premium paid annually for a home in 33143 is around $1962 per year.

What does it cost on average per month for home insurance in 33143?

  • • Homeowners in 33143 pay a monthly average cost per month around $164.00.

What kind of discount could I get if I combine my home and auto insurance together in 33143?

  • • Autoowners in 33143 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Miami, check out other zip codes nearby 33143.
To review average rates in another zip code, click on a zip code below:
33161  |  33162  |  33190  |  33172  |  33174  |  33193  |  33165  |  33147  |  33184  |  33186  | 

Home Replacement Cost Coverage in 33143

Average Building Cost Per Square Foot in 33143: $167

Location: Miami, Florida (Miami-dade County)

Average Square Footage in 33143: 3,737 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33143 before you start any project. Miami homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33143 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33143 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,737 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Miami area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1673,737$624,000
Additional Upgrades & Added Features$2093,737$780,000
Major Home Updates or Advancements$2513,737$936,000

It's important to understand that when you estimate your replacement cost of your home in the 33143 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33143

Best Home & Auto Insurance Agencies in 33143

Allstate Insurance Company - Michael Martinez

Address: 8585 Sunset Drive Miami, FL 33143
Phone:
Website: http://www.allstateagencies.com/050277?cid=OTC-YP.com-IYP&att=TL
Info:

Bestway Insurance Group Inc

Address: 752 SW 72nd St Miami, FL 33143
Phone:
Website:
Info:

Allstate Insurance-Tony Falcon Insurance Agency

Address: 5900 SW 73rd St, #106 South Miami, FL 33143
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance Companies - Sales Offices- South Miami

Address: 5900 SW 73rd St South Miami, FL 33143
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance Companies

Address: 8585 Sunset Dr, #120 Miami, FL 33143
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 33143

Population Review for 33143 Zip Code

For the city of Miami, the population within 33143 has increased to over 35,600 residents in population size. The current population total is 34,853. We have broken down the population based on race below. In 33143, there are over 16522 in male population and 18331 females.

PopulationValues
Total Population34,853
White Population14338
Black Population2202
Hispanic Population20859
Asian Population1582
Hawaiian Population6
Indian Population93
Other Population2201
Male Population16522
Female Population18331
Population Estimate35600

Household Data for 33143

The average number of homes in 33143 is around 14,946, there are an average of 2.32 per household. The average house value according to local real estate values is around $624,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,946
Persons Per Household2.32
Average House Value$624,000
Income Per Household$74254
Median Age41.1
Median Age Male38.7
Median Age Female43.5
33143 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code305/786
CityMiami
City Alias NameMIAMI
CountyMiami-dade
County FIPS086
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA5000
CSA370
CBSA33100
CBSA_DIV33124
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameMiami, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1674
Number Of Employees19350
Business First Quarter Payroll333600
Business Annual Payroll1413104
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population2496435
Congressional District27
Congressional LandArea208.84
Delivery Residential15345
Delivery Business1388
Delivery Total18055
Preferred Last Line KeyY22388
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameMiami-Miami Beach-Kendall, FL
City State KeyY22388
Land Area7.760000
Water Area0.190000
City Alias Code
City Mixed CaseMiami
City Alias Mixed CaseMiami
Box Count0
SFDU6871
MFDU8014
State ANSI12
County ANSI086
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115850
Unique ZIP Name
SSA State County Code10120
Medicare CBSA Code33124
Medicare CBSA NameMiami-Miami Beach-Kendall, FL
Medicare CBSA TypeMetro
Market Rating Area ID43
County Mixed CaseMiami-Dade

Florida Homeowners Insurance News & Information

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    Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]

  • New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025

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