Get multiple home insurance quotes in 32331. Our licensed 32331, FL agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 32331

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 32331, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Greenville, FL from a list of top tier nationwide insurers.

Our Florida licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 32331 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 32331

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Greenville, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

32331 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Greenville we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 32331, homeowners are seeing rates around 1623 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 32331!

32331 Home Insurance Average Premiums

Local 32331 homeowners insurance quotes comparison

$1373 /yr.

Shows Zip Code: 32331 lowest rates with discounts applied on average.

For the 32331, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1373 /yr.
Average Coverage:$1623 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1923 /yr.

What is the average home insurance cost for a home in 32331?

  • • The average homeowners insurance premium paid annually for a home in 32331 is around $1623 per year.

What does it cost on average per month for home insurance in 32331?

  • • Homeowners in 32331 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 32331?

  • • Autoowners in 32331 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenville area, check out other zip codes nearby 32331.
Review average rates in another zip code:
32331 homeowners insurance rates

Home Replacement Cost Coverage in 32331

Average Building Cost Per Square Foot in 32331: $167

Location: Greenville, Florida (Madison County)

Average Square Footage in 32331: 416 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32331 before you start any project. Greenville homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32331 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32331 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 416 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167416$69,500
Additional Upgrades & Added Features$209416$86,875
Major Home Updates or Advancements$251416$104,250

It's important to understand that when you estimate your replacement cost of your home in the 32331 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32331

Best Home & Auto Insurance Agencies in 32331

Housing Demographics for 32331

Population Review for 32331 Zip Code

For the city of Greenville, the population within 32331 has increased to over 4,143 residents in population size. The current population total is 4,192. We have broken down the population based on race below. In 32331, there are over 2024 in male population and 2168 females.

PopulationValues
Total Population4,192
White Population2814
Black Population1066
Hispanic Population144
Asian Population14
Hawaiian Population1
Indian Population14
Other Population51
Male Population2024
Female Population2168
Population Estimate4143

Household Data for 32331

The average number of homes in 32331 is around 1,683, there are an average of 2.44 per household. The average house value according to local real estate values is around $69,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,683
Persons Per Household2.44
Average House Value$69,500
Income Per Household$39831
Median Age47.7
Median Age Male46.2
Median Age Female49.2
32331 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code850
CityGreenville
City Alias NameGREENVILLE
CountyMadison
County FIPS079
State FIPS12
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses38
Number Of Employees389
Business First Quarter Payroll2862
Business Annual Payroll12141
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea8613.58
Delivery Residential1698
Delivery Business62
Delivery Total2009
Preferred Last Line KeyY21974
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY21974
Land Area338.008000
Water Area13.522000
City Alias Code
City Mixed CaseGreenville
City Alias Mixed CaseGreenville
Box Count224
SFDU1657
MFDU0
State ANSI12
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number113585
Unique ZIP Name
SSA State County Code10390
Medicare CBSA Code99910
Medicare CBSA NameRural Areas in FL
Medicare CBSA TypeMicro
Market Rating Area ID39
County Mixed CaseMadison

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]