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Home Insurance Rates in 32134

For homeowners shopping online in 32134, our insurance rates are very competitive for homeowners living in Fort Mc Coy, FL. Many homeowners based out of the great city of Fort Mc Coy have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 32134, simply click the "Get Multiple Quotes Now" button. Your 32134 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Fort Mc Coy, FL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

32134 Home Insurance Rating is: Very High!

If you live in 32134, you can easily save up to 40% off the average home insurance premium of $1637 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Fort Mc Coy can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 32134 today!

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32134 Home Insurance Average Premiums

Local 32134 homeowners insurance quotes comparison

$1387 /yr.

Shows Zip Code: 32134 lowest rates with discounts applied on average.

For the 32134, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1387 /yr.
Average Coverage:$1637 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1937 /yr.

What is the average home insurance cost for a home in 32134?

  • • The average homeowners insurance premium paid annually for a home in 32134 is around $1637 per year.

What does it cost on average per month for home insurance in 32134?

  • • Homeowners in 32134 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32134?

  • • Autoowners in 32134 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Mc Coy area, check out other zip codes nearby 32134.
Review average rates in another zip code:
32134 homeowners insurance rates

Home Replacement Cost Coverage in 32134

Average Building Cost Per Square Foot in 32134: $167

Location: Fort Mc Coy, Florida (Marion County)

Average Square Footage in 32134: 574 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32134 before you start any project. Fort Mc Coy homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32134 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32134 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 574 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Mc Coy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167574$95,900
Additional Upgrades & Added Features$209574$119,875
Major Home Updates or Advancements$251574$143,850

It's important to understand that when you estimate your replacement cost of your home in the 32134 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32134

Best Home & Auto Insurance Agencies in 32134

Housing Demographics for 32134

Population Review for 32134 Zip Code

For the city of Fort Mc Coy, the population within 32134 has increased to over 9,020 residents in population size. The current population total is 7,938. We have broken down the population based on race below. In 32134, there are over 4071 in male population and 3867 females.

PopulationValues
Total Population7,938
White Population7106
Black Population52
Hispanic Population356
Asian Population30
Hawaiian Population4
Indian Population64
Other Population109
Male Population4071
Female Population3867
Population Estimate9020

Household Data for 32134

The average number of homes in 32134 is around 3,585, there are an average of 2.20 per household. The average house value according to local real estate values is around $95,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,585
Persons Per Household2.20
Average House Value$95,900
Income Per Household$39586
Median Age55.2
Median Age Male55.1
Median Age Female55.3
32134 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code352
CityFort Mc Coy
City Alias NameFORT MC COY
CountyMarion
County FIPS083
State FIPS12
Time Zone5
Day Light SavingY
MSA5790
PMSA
CSA
CBSA36100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOcala, FL
MSA_NameOcala, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses82
Number Of Employees518
Business First Quarter Payroll3760
Business Annual Payroll18840
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population331298
CBSA Division Population0
Congressional District06
Congressional LandArea2506.92
Delivery Residential4100
Delivery Business75
Delivery Total4882
Preferred Last Line KeyY21883
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY21883
Land Area267.764000
Water Area30.551000
City Alias CodeM1P
City Mixed CaseFort Mc Coy
City Alias Mixed CaseFort Mc Coy
Box Count339
SFDU2240
MFDU0
State ANSI12
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number113045
Unique ZIP Name
SSA State County Code10410
Medicare CBSA Code36100
Medicare CBSA NameOcala, FL
Medicare CBSA TypeMetro
Market Rating Area ID41
County Mixed CaseMarion

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