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06243, CT Homeowners Insurance Rates

With a population size of 226 and with 84 occupied homes in the 06243 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in East Killingly, CT are around $1,350 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in East Killingly, Connecticut. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Connecticut home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in East Killingly, CT.

For Connecticut home insurance information, including average East Killingly home insurance rates, coverage options or the different homeowners insurance types, please select East Killingly, CT Home Insurance Quotes Now!

06243 Home Insurance Average Premiums

Local 06243 homeowners insurance quotes comparison

$1100 /yr.

Shows Zip Code: 06243 lowest rates with discounts applied on average.

For the 06243, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1100 /yr.
Average Coverage:$1350 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1650 /yr.

What is the average home insurance cost for a home in 06243?

  • • The average homeowners insurance premium paid annually for a home in 06243 is around $1350 per year.

What does it cost on average per month for home insurance in 06243?

  • • Homeowners in 06243 pay a monthly average cost per month around $113.00.

What kind of discount could I get if I combine my home and auto insurance together in 06243?

  • • Autoowners in 06243 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within East Killingly, check out other zip codes nearby 06243.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 06243

Average Building Cost Per Square Foot in 06243: $175

Location: East Killingly, Connecticut (Windham County)

Average Square Footage in 06243: 2,571 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06243 before you start any project. East Killingly homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06243 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06243 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,571 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Killingly area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1752,571$450,000
Additional Upgrades & Added Features$2192,571$562,500
Major Home Updates or Advancements$2632,571$675,000

It's important to understand that when you estimate your replacement cost of your home in the 06243 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06243

Best Home & Auto Insurance Agencies in 06243

Housing Demographics for 06243

Population Review for 06243 Zip Code

For the city of East Killingly, the population within 06243 has increased to over 126 residents in population size. The current population total is 226. We have broken down the population based on race below. In 06243, there are over 137 in male population and 89 females.

PopulationValues
Total Population226
White Population196
Black Population2
Hispanic Population6
Asian Population3
Hawaiian Population0
Indian Population1
Other Population5
Male Population137
Female Population89
Population Estimate126

Household Data for 06243

The average number of homes in 06243 is around 84, there are an average of 2.69 per household. The average house value according to local real estate values is around $450,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode84
Persons Per Household2.69
Average House Value$450,000
Income Per Household$240521
Median Age42.7
Median Age Male49.3
Median Age Female39.1
06243 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias AbbreviationE KILLINGLY
Area Code860
CityEast Killingly
City Alias NameEAST KILLINGLY
CountyWindham
County FIPS015
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA-CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees21
Business First Quarter Payroll236
Business Annual Payroll1215
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1987.68
Delivery Residential47
Delivery Business0
Delivery Total180
Preferred Last Line KeyV20195
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH-CT
CBSA_DIV_Name
City State KeyV20195
Land Area0.726000
Water Area0.100000
City Alias Code
City Mixed CaseEast Killingly
City Alias Mixed CaseEast Killingly
Box Count110
SFDU47
MFDU0
State ANSI09
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number082210
Unique ZIP Name
SSA State County Code07070
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseWindham

Connecticut Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]