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Compare 80134 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Parker just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 27,109 neighbors looking to save on their home insurance policy in the local 80134 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 80134. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Colorado rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Parker, CO home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Parker, CO

80134 Home Insurance Average Premiums

Local 80134 homeowners insurance quotes comparison

$1070 /yr.

Shows Zip Code: 80134 lowest rates with discounts applied on average.

For the 80134, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1070 /yr.
Average Coverage:$1320 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1620 /yr.

What is the average home insurance cost for a home in 80134?

  • • The average homeowners insurance premium paid annually for a home in 80134 is around $1320 per year.

What does it cost on average per month for home insurance in 80134?

  • • Homeowners in 80134 pay a monthly average cost per month around $110.00.

What kind of discount could I get if I combine my home and auto insurance together in 80134?

  • • Autoowners in 80134 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Parker area, check out other zip codes nearby 80134.
Review average rates in another zip code:
80134 homeowners insurance rates
80138 homeowners insurance rates

Home Replacement Cost Coverage in 80134

Average Building Cost Per Square Foot in 80134: $260

Location: Parker, Colorado (Douglas County)

Average Square Footage in 80134: 1,956 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80134 before you start any project. Parker homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80134 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80134 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,956 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Parker area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,956$508,500
Additional Upgrades & Added Features$3251,956$635,625
Major Home Updates or Advancements$3901,956$762,750

It's important to understand that when you estimate your replacement cost of your home in the 80134 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80134

Cowest Of Parker

Address: 7898 East Windwood Way Parker, CO 80134
Phone: (303)688-9597
Website:

Allstate Insurance-Lori Scheet

Address: 12753 S Parker Rd Ste 104 Parker, CO 80134
Phone: (303)840-5295
Website: agent.allstate.com/21748

Cowest Personal Insurance

Address: PO Box 2569 Parker, CO 80134
Phone: (303)841-9220
Website:

Allstate Insurance - Bill Eckman

Address: 19541 E Parker Sq Dr Parker, CO 80134
Phone: (303)841-9000
Website:

Allstate Insurance-Edwards Financial Services- Inc.

Address: 11211 S Dransfeldt Rd Ste 161 Parker, CO 80134
Phone: (303)400-3840
Website: agent.allstate.com/78917

Best Home & Auto Insurance Agencies in 80134

American Family Insurance- Sunoo, Linda

Address: 12900 Stroh Ranch Court Parker, CO 80134
Phone:
Website:
Info:

Cowest Personal Insurance

Address: PO Box 2569 Parker, CO 80134
Phone:
Website:
Info:

American Family Insurance - David Gurule

Address: 11280 S Twenty Mile Rd, #107 Parker, CO 80134
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

American Family Insurance

Address: 16526 Keystone Blvd Parker, CO 80134
Phone:
Website:
Info:

American Family Insurance - Joseph A Sandoval

Address: 16526 Keystone Boulevard Parker, CO 80134
Phone:
Website:
Info:

Housing Demographics for 80134

Population Review for 80134 Zip Code

For the city of Parker, the population within 80134 has increased to over 86,814 residents in population size. The current population total is 76,369. We have broken down the population based on race below. In 80134, there are over 37870 in male population and 38499 females.

PopulationValues
Total Population76,369
White Population59716
Black Population1287
Hispanic Population7315
Asian Population6146
Hawaiian Population63
Indian Population374
Other Population1589
Male Population37870
Female Population38499
Population Estimate86814

Household Data for 80134

The average number of homes in 80134 is around 27,109, there are an average of 2.81 per household. The average house value according to local real estate values is around $508,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode27,109
Persons Per Household2.81
Average House Value$508,500
Income Per Household$124825
Median Age37.0
Median Age Male36.5
Median Age Female37.5
80134 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code720/303
CityParker
City Alias NamePARKER
CountyDouglas
County FIPS035
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1955
Number Of Employees16219
Business First Quarter Payroll156477
Business Annual Payroll701497
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District04
Congressional LandArea38102.67
Delivery Residential30895
Delivery Business1160
Delivery Total33120
Preferred Last Line KeyZ11737
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11737
Land Area57.347000
Water Area0.124000
City Alias Code
City Mixed CaseParker
City Alias Mixed CaseParker
Box Count929
SFDU8116
MFDU5558
State ANSI08
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number077020
Unique ZIP Name
SSA State County Code06170
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDouglas

Colorado Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]