Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Santa Cruz County, AZ agent.

Santa Cruz County, AZ Homeowners Insurance Quotes

Are you shopping for homeowners insurance for your Santa Cruz County AZ home? We can help you find the best rates and coverage options available at GetHomeInsuranceQuotes.com. We provide up to 12 comparison quotes from the most competitive top-rated home insurance companies available in Arizona. Our agents specialize in the best rates for Santa Cruz County and have over 20+ years of experience. We are ready to help you take advantage of our free consulation so you can review the most affordable home policies available, with the best dwelling and liability coverage plans. Protecting your home from hurricanes, lightning and fires is important to every homeowner. But that's not all your homeowners policy is limited to, ask our agents what coverage is the right fit for you. We have a variety of options to choose from to make sure your home and family are safe.

Average Rates in Santa Cruz County

Did you know the average home insurance premium for the state of Arizona is $866 a year. That's $72.17 a month in home insurance cost. Now depending on if this average premium is higher or lower than what you are currently paying, it's also smart to keep in mind who your current insurance carrier is and what type of coverage you currently have available for your home in Santa Cruz County. We can help you save up to 40% by applying all the available discounts and credits, plus shopping your coverage with up to 12 different home insurance providers that currently have competitive rates in Santa Cruz County AZ. Simply give us a call now at 1-855-976-2656

For all Santa Cruz County, AZ residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Santa Cruz County? Simply enter your zip code to get your Arizona homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Santa Cruz County, AZ Housing Demographics

With 47,420 residents living within the Santa Cruz County area there are over 18,010 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 11,992 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Santa Cruz County.

DemographicValues
Total Occupied Households15,437
Family Households (families)11,992
Average Owner Occupied Household Size3
Average Family Size4
Total Housing Units18,010

Santa Cruz County, AZ Home Insurance Average Premiums

Local Santa Cruz, AZ homeowners insurance quotes comparison

$726 /yr.

Arizona's Average Home Insurance Rates Overall

For the state of Arizona, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 46 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$628 /yr.
Current Average Cost:$726 /yr.
Maximum Range:$866 /yr.

Arizona Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

Discounts For Homeowners in Santa Cruz County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Arizona homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Santa Cruz County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Santa Cruz County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Santa Cruz County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Santa Cruz County Housing & Real Estate Data

Details:Statistics
Total Housing Units18010
Occupied Housing Units15437
Vacant Housing Units2573
Vacant Housing Units for Rent654
Vacant Housing Units Rented Not Occupied20
Vacant Housing Units For Sale383
Vacant Housing Units Sold Not Occupied50
Vacant Housing Units For Seasonal Occasional Use756
Vacant Housing Units All Other Vacants710
Housing Units Homeowner Vacancy Rate Percent4
Housing Units Rental Vacancy Rate Percent12
Housing Tenure Occupied Units15437
Housing Tenure Occupied Units Owner Occupied10428
Housing Tenure Occupied Units Owner Occupied Population32426
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied5009
Housing Tenure Occupied Units Renter Occupied Population14610
Housing Tenure Occupied Units Renter Occupied Average Household Size3