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Homeowners Insurance coverage in 85353

If you are a homeowner in 85353 or Tolleson, AZ you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Tolleson.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 85353.

Learn more about our homeowners insurance shopping service by selecting the best Tolleson, AZ Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 85353?

Residents of Tolleson have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Arizona? While Arizona is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Arizona comes in at 46 in the country for homeowners insurance premiums.

If you are living in 85353 zipcode, expect to pay around $672 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Tolleson does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

85353 Home Insurance Average Premiums

Local 85353 homeowners insurance quotes comparison

$422 /yr.

Shows Zip Code: 85353 lowest rates with discounts applied on average.

For the 85353, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$422 /yr.
Average Coverage:$672 /yr.
2600 sq. ft. or higher
(all discounts applied)
$972 /yr.

What is the average home insurance cost for a home in 85353?

  • • The average homeowners insurance premium paid annually for a home in 85353 is around $672 per year.

What does it cost on average per month for home insurance in 85353?

  • • Homeowners in 85353 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85353?

  • • Autoowners in 85353 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Tolleson, check out other zip codes nearby 85353.
To review average rates in another zip code, click on a zip code below:
85353  | 

Home Replacement Cost Coverage in 85353

Average Building Cost Per Square Foot in 85353: $161

Location: Tolleson, Arizona (Maricopa County)

Average Square Footage in 85353: 1,493 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85353 before you start any project. Tolleson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85353 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85353 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,493 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tolleson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,493$240,400
Additional Upgrades & Added Features$2011,493$300,500
Major Home Updates or Advancements$2421,493$360,600

It's important to understand that when you estimate your replacement cost of your home in the 85353 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85353

Best Home & Auto Insurance Agencies in 85353

Housing Demographics for 85353

Population Review for 85353 Zip Code

For the city of Tolleson, the population within 85353 has increased to over 49,693 residents in population size. The current population total is 42,936. We have broken down the population based on race below. In 85353, there are over 20858 in male population and 22078 females.

PopulationValues
Total Population42,936
White Population11742
Black Population4517
Hispanic Population30688
Asian Population929
Hawaiian Population123
Indian Population1051
Other Population14233
Male Population20858
Female Population22078
Population Estimate49693

Household Data for 85353

The average number of homes in 85353 is around 11,183, there are an average of 3.84 per household. The average house value according to local real estate values is around $240,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,183
Persons Per Household3.84
Average House Value$240,400
Income Per Household$77905
Median Age28.2
Median Age Male27.3
Median Age Female29.0
85353 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTolleson
City Alias NameTOLLESON
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses438
Number Of Employees21055
Business First Quarter Payroll254433
Business Annual Payroll1133396
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District03|07
Congressional LandArea15688.79|205.12
Delivery Residential12941
Delivery Business445
Delivery Total13994
Preferred Last Line KeyZ10928
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10928
Land Area21.561000
Water Area0.007000
City Alias Code
City Mixed CaseTolleson
City Alias Mixed CaseTolleson
Box Count532
SFDU1456
MFDU2372
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038547
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]