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36727 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 36727 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Campbell, AL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 36727.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 36727 and start shopping.

Quickly and Easily Compare Average Rates for 36727

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Campbell, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 36727

Homeowners in Campbell are paying roughly $1313 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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36727 Home Insurance Average Premiums

Local 36727 homeowners insurance quotes comparison

$1063 /yr.

Shows Zip Code: 36727 lowest rates with discounts applied on average.

For the 36727, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1063 /yr.
Average Coverage:$1313 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1613 /yr.

What is the average home insurance cost for a home in 36727?

  • • The average homeowners insurance premium paid annually for a home in 36727 is around $1313 per year.

What does it cost on average per month for home insurance in 36727?

  • • Homeowners in 36727 pay a monthly average cost per month around $109.00.

What kind of discount could I get if I combine my home and auto insurance together in 36727?

  • • Autoowners in 36727 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Campbell, check out other zip codes nearby 36727.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 36727

Average Building Cost Per Square Foot in 36727: $104

Location: Campbell, Alabama (Clarke County)

Average Square Footage in 36727: 96 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36727 before you start any project. Campbell homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36727 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36727 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 96 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Campbell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$10496$10,000
Additional Upgrades & Added Features$13096$12,500
Major Home Updates or Advancements$15696$15,000

It's important to understand that when you estimate your replacement cost of your home in the 36727 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36727

Best Home & Auto Insurance Agencies in 36727

Housing Demographics for 36727

Population Review for 36727 Zip Code

For the city of Campbell, the population within 36727 has increased to over 265 residents in population size. The current population total is 45. We have broken down the population based on race below. In 36727, there are over 33 in male population and 12 females.

PopulationValues
Total Population45
White Population24
Black Population18
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population33
Female Population12
Population Estimate265

Household Data for 36727

The average number of homes in 36727 is around 10, there are an average of 4.50 per household. The average house value according to local real estate values is around $10,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10
Persons Per Household4.50
Average House Value$10,000
Income Per Household$28877
Median Age31.2
Median Age Male30.8
Median Age Female31.5
36727 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code334
CityCampbell
City Alias NameCAMPBELL
CountyClarke
County FIPS025
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea10156.13
Delivery Residential59
Delivery Business0
Delivery Total280
Preferred Last Line KeyY10186
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY10186
Land Area58.586000
Water Area1.197000
City Alias Code
City Mixed CaseCampbell
City Alias Mixed CaseCampbell
Box Count0
SFDU59
MFDU0
State ANSI01
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number011370
Unique ZIP Name
SSA State County Code01120
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseClarke

Alabama Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]