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93701 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 93701 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Fresno, CA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 93701 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in California, like average Fresno homeowners insurance rates, coverage options or home insurance types, please select Fresno, CA Home Insurance Rates Online!

93701 Home Insurance Average Premiums

Local 93701 homeowners insurance quotes comparison

$700 /yr.

Shows Zip Code: 93701 lowest rates with discounts applied on average.

For the 93701, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$700 /yr.
Average Coverage:$950 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1250 /yr.

What is the average home insurance cost for a home in 93701?

  • • The average homeowners insurance premium paid annually for a home in 93701 is around $950 per year.

What does it cost on average per month for home insurance in 93701?

  • • Homeowners in 93701 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 93701?

  • • Autoowners in 93701 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fresno area, check out other zip codes nearby 93701.
Review average rates in another zip code:
93726 homeowners insurance rates
93705 homeowners insurance rates
93722 homeowners insurance rates
93730 homeowners insurance rates
93725 homeowners insurance rates
93728 homeowners insurance rates
93723 homeowners insurance rates
93702 homeowners insurance rates
93721 homeowners insurance rates
93706 homeowners insurance rates

Home Replacement Cost Coverage in 93701

Average Building Cost Per Square Foot in 93701: $324

Location: Fresno, California (Fresno County)

Average Square Footage in 93701: 506 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93701 before you start any project. Fresno homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93701 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93701 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 506 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fresno area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324506$164,100
Additional Upgrades & Added Features$405506$205,125
Major Home Updates or Advancements$486506$246,150

It's important to understand that when you estimate your replacement cost of your home in the 93701 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93701

Best Home & Auto Insurance Agencies in 93701

Housing Demographics for 93701

Population Review for 93701 Zip Code

For the city of Fresno, the population within 93701 has increased to over 11,693 residents in population size. The current population total is 12,037. We have broken down the population based on race below. In 93701, there are over 5996 in male population and 6041 females.

PopulationValues
Total Population12,037
White Population2147
Black Population1054
Hispanic Population8535
Asian Population987
Hawaiian Population3
Indian Population599
Other Population5066
Male Population5996
Female Population6041
Population Estimate11693

Household Data for 93701

The average number of homes in 93701 is around 3,663, there are an average of 3.26 per household. The average house value according to local real estate values is around $164,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,663
Persons Per Household3.26
Average House Value$164,100
Income Per Household$25905
Median Age28.4
Median Age Male28.2
Median Age Female28.7
93701 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code559/209
CityFresno
City Alias NameFRESNO
CountyFresno
County FIPS019
State FIPS06
Time Zone8
Day Light SavingY
MSA2840
PMSA
CSA260
CBSA23420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFresno, CA
MSA_NameFresno, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses205
Number Of Employees4898
Business First Quarter Payroll124866
Business Annual Payroll521123
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population930450
CBSA Division Population0
Congressional District21
Congressional LandArea6729.94
Delivery Residential3587
Delivery Business449
Delivery Total5278
Preferred Last Line KeyZ21210
Classification Code
Multi-County
CSA NameFresno-Hanford-Corcoran, CA
CBSA_DIV_Name
City State KeyZ21210
Land Area1.521000
Water Area0.000000
City Alias Code
City Mixed CaseFresno
City Alias Mixed CaseFresno
Box Count0
SFDU2351
MFDU887
State ANSI06
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number052886
Unique ZIP Name
SSA State County Code05090
Medicare CBSA Code23420
Medicare CBSA NameFresno, CA
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseFresno

California Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]

  • 2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022

    Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values.  While no one can predict the future, Fed […]