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Homeowners Insurance in 91748

For homeowners living in 91748, you want more affordable home insurance rates in Rowland Heights, right? Our rates are very competitive for homeowners living in the great city of Rowland Heights, CA. Many homeowners living in the 91748 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 91748 should appear in the zip code field ready to go. Comparing Rowland Heights, CA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

91748 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Rowland Heights pay around $922 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing California home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 91748 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Rowland Heights homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your California home insurance premium today!

Get 91748 Homeowners Insurance Rates Now!

91748 Home Insurance Average Premiums

Local 91748 homeowners insurance quotes comparison

$672 /yr.

Shows Zip Code: 91748 lowest rates with discounts applied on average.

For the 91748, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$672 /yr.
Average Coverage:$922 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1222 /yr.

What is the average home insurance cost for a home in 91748?

  • • The average homeowners insurance premium paid annually for a home in 91748 is around $922 per year.

What does it cost on average per month for home insurance in 91748?

  • • Homeowners in 91748 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 91748?

  • • Autoowners in 91748 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rowland Heights area, check out other zip codes nearby 91748.
Review average rates in another zip code:
91748 homeowners insurance rates

Home Replacement Cost Coverage in 91748

Average Building Cost Per Square Foot in 91748: $324

Location: Rowland Heights, California (Los Angeles County)

Average Square Footage in 91748: 2,048 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91748 before you start any project. Rowland Heights homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91748 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91748 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,048 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rowland Heights area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,048$663,600
Additional Upgrades & Added Features$4052,048$829,500
Major Home Updates or Advancements$4862,048$995,400

It's important to understand that when you estimate your replacement cost of your home in the 91748 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91748

Best Home & Auto Insurance Agencies in 91748

Allstate Insurance Companies

Address: 18472 Colima Rd Rowland Heights, CA 91748
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Kison Kim-Farmers Insurance

Address: 18726 Colima Rd Rowland Heights, CA 91748
Phone:
Website: http://www.farmersagent.com/kkim2/
Info:

Christy C Lee Ins Agency Inc - State Farm Insurance Agent

Address: 17870 Castleton St, Ste 128 City of Industry, CA 91748
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=751433
Info:

Stacy Chern-Farmers Insurance

Address: 19077 Colima Rd Rowland Heights, CA 91748
Phone:
Website: http://www.farmers.com/
Info:

Julie Chen-Farmers Insurance

Address: 17800 Castleton St, Ste 628 City of Industry, CA 91748
Phone:
Website: http://www.farmersagent.com/jchen3/
Info:

Housing Demographics for 91748

Population Review for 91748 Zip Code

For the city of Rowland Heights, the population within 91748 has increased to over 45,704 residents in population size. The current population total is 44,737. We have broken down the population based on race below. In 91748, there are over 21824 in male population and 22913 females.

PopulationValues
Total Population44,737
White Population4899
Black Population640
Hispanic Population12986
Asian Population27327
Hawaiian Population60
Indian Population414
Other Population7173
Male Population21824
Female Population22913
Population Estimate45704

Household Data for 91748

The average number of homes in 91748 is around 13,710, there are an average of 3.25 per household. The average house value according to local real estate values is around $663,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,710
Persons Per Household3.25
Average House Value$663,600
Income Per Household$77183
Median Age42.6
Median Age Male40.5
Median Age Female44.6
91748 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias AbbreviationROWLAND HGHTS
Area Code626
CityRowland Heights
City Alias NameROWLAND HEIGHTS
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2694
Number Of Employees26990
Business First Quarter Payroll359705
Business Annual Payroll1515894
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District31|38
Congressional LandArea218.24|101.46
Delivery Residential14063
Delivery Business2287
Delivery Total15823
Preferred Last Line KeyZ22729
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ22729
Land Area14.176000
Water Area0.079000
City Alias Code
City Mixed CaseRowland Heights
City Alias Mixed CaseRowland Heights
Box Count268
SFDU8734
MFDU1956
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054190
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]

  • 2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022

    Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values.  While no one can predict the future, Fed […]