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Searching for Homeowners Insurance in 77006

If you are a homeowners that lives in 77006 you may be searching for more affordable homeowners insurance in Houston. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Houston, TX. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Texas licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 77006 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Houston, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 77006 Home Insurance Costs: very high!

In Houston, homeowners are paying roughly $1527 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 77006 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Houston are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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77006 Home Insurance Average Premiums

Local 77006 homeowners insurance quotes comparison

$1277 /yr.

Shows Zip Code: 77006 lowest rates with discounts applied on average.

For the 77006, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1277 /yr.
Average Coverage:$1527 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1827 /yr.

What is the average home insurance cost for a home in 77006?

  • • The average homeowners insurance premium paid annually for a home in 77006 is around $1527 per year.

What does it cost on average per month for home insurance in 77006?

  • • Homeowners in 77006 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 77006?

  • • Autoowners in 77006 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77006.
Review average rates in another zip code:
77092 homeowners insurance rates
77080 homeowners insurance rates
77022 homeowners insurance rates
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77042 homeowners insurance rates
77084 homeowners insurance rates
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77031 homeowners insurance rates

Home Replacement Cost Coverage in 77006

Average Building Cost Per Square Foot in 77006: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77006: 4,072 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77006 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77006 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77006 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,072 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1294,072$525,300
Additional Upgrades & Added Features$1614,072$656,625
Major Home Updates or Advancements$1944,072$787,950

It's important to understand that when you estimate your replacement cost of your home in the 77006 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77006

Best Home & Auto Insurance Agencies in 77006

Rodney J Poole-Farmers Insurance

Address: 2020 Montrose Blvd, Ste 300 Houston, TX 77006
Phone:
Website:
Info:

Housing Demographics for 77006

Population Review for 77006 Zip Code

For the city of Houston, the population within 77006 has increased to over 27,675 residents in population size. The current population total is 24,129. We have broken down the population based on race below. In 77006, there are over 13051 in male population and 11078 females.

PopulationValues
Total Population24,129
White Population16289
Black Population1344
Hispanic Population4280
Asian Population2186
Hawaiian Population63
Indian Population161
Other Population1161
Male Population13051
Female Population11078
Population Estimate27675

Household Data for 77006

The average number of homes in 77006 is around 14,111, there are an average of 1.67 per household. The average house value according to local real estate values is around $525,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,111
Persons Per Household1.67
Average House Value$525,300
Income Per Household$88670
Median Age34.8
Median Age Male35.9
Median Age Female33.4
77006 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code713/346/832
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1035
Number Of Employees15367
Business First Quarter Payroll175626
Business Annual Payroll804879
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District07|18
Congressional LandArea161.94|235.2
Delivery Residential16572
Delivery Business1150
Delivery Total17868
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area2.290000
Water Area0.000000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU5643
MFDU9532
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]