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Compare 17739 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 17739 area? The average homeowners premium in Pennsylvania for a standard homeowners policy is around $807/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 17739 zip code, the population size is around 39 with 21 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 17739.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Jersey Mills, PA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. PA RateDiscountsSavingsShop Rates
$1,120up to 40% off$448

17739 Home Insurance Average Premiums

Local 17739 homeowners insurance quotes comparison

$557 /yr.

Shows Zip Code: 17739 lowest rates with discounts applied on average.

For the 17739, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$557 /yr.
Average Coverage:$807 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1107 /yr.

What is the average home insurance cost for a home in 17739?

  • • The average homeowners insurance premium paid annually for a home in 17739 is around $807 per year.

What does it cost on average per month for home insurance in 17739?

  • • Homeowners in 17739 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 17739?

  • • Autoowners in 17739 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Jersey Mills, check out other zip codes nearby 17739.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 17739

Average Building Cost Per Square Foot in 17739: $136

Location: Jersey Mills, Pennsylvania (Lycoming County)

Average Square Footage in 17739: 1,195 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17739 before you start any project. Jersey Mills homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17739 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17739 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,195 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jersey Mills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,195$162,500
Additional Upgrades & Added Features$1701,195$203,125
Major Home Updates or Advancements$2041,195$243,750

It's important to understand that when you estimate your replacement cost of your home in the 17739 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17739

Best Home & Auto Insurance Agencies in 17739

Housing Demographics for 17739

Population Review for 17739 Zip Code

For the city of Jersey Mills, the population within 17739 has increased to over 52 residents in population size. The current population total is 39. We have broken down the population based on race below. In 17739, there are over 19 in male population and 20 females.

PopulationValues
Total Population39
White Population38
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population19
Female Population20
Population Estimate52

Household Data for 17739

The average number of homes in 17739 is around 21, there are an average of 1.86 per household. The average house value according to local real estate values is around $162,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21
Persons Per Household1.86
Average House Value$162,500
Income Per Household$0
Median Age60.6
Median Age Male68.3
Median Age Female56.5
17739 DetailsValues
StatePA
State Full NamePennsylvania
City TypeN
City Alias Abbreviation
Area Code272
CityJersey Mills
City Alias NameJERSEY MILLS
CountyLycoming
County FIPS081
State FIPS42
Time Zone5
Day Light SavingY
MSA9140
PMSA
CSA558
CBSA48700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWilliamsport, PA
MSA_NameWilliamsport, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population116111
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential28
Delivery Business1
Delivery Total481
Preferred Last Line Key018570
Classification Code
Multi-County
CSA NameWilliamsport-Lock Haven, PA
CBSA_DIV_Name
City State Key018570
Land Area17.926000
Water Area0.058000
City Alias Code
City Mixed CaseJersey Mills
City Alias Mixed CaseJersey Mills
Box Count0
SFDU9
MFDU0
State ANSI42
County ANSI081
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number414056
Unique ZIP Name
SSA State County Code39510
Medicare CBSA Code48700
Medicare CBSA NameWilliamsport, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLycoming

Pennsylvania Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]