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Portage County, OH Homeowners Insurance Quotes

Discovering afforable homeowners insurance rates in Portage County can seem impossible with so many options available online as well as local captive agents down the road. But getting the right coverage means speaking with a home insurance professional that can help you review enhanced coverage options at affordable prices. Shopping online with GetHomeInsuranceQuotes.com allows you to get top quality service from the most competitive home insurance carriers available in your area. It's important for you to know the coverage details available for your home in Portage County, that's why our experience staff of over 20+ years can help answer any questions that you may have about your current and new homeowners policy. We also provide ways to help you apply additional discounts to lower your premium while getting upgraded coverage for that extra protection and financial support when you need insurance the most. Start your online homeowners insurance quote today!

For homeowners of Portage County, OH, it's important to know that the average home insurance policy in Ohio is estimated to be around $72.58 per month. That amounts to $871 per year for a basic homeowners insurance policy for residents living in Portage County. When comparing other rates, the United States national average for homeowners insurance premiums is around 1,249 per year. Did you know that Ohio is now ranked 45 in the country in terms of highest home insurance cost. So getting up to 12 free home insurance quotes for your home in Portage County, OH helps you easily review and compare prices and coverages so we can help you make the best decision on which insurance provider is best for you.

For all Portage County, OH residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Portage County? Simply enter your zip code to get your Ohio homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Portage County, OH Housing Demographics

With 161,419 residents living within the Portage County area there are over 67,472 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 40,757 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Portage County.

DemographicValues
Total Occupied Households62,222
Family Households (families)40,757
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units67,472

Portage County, OH Coastal Wind, Hail & Flood Information

For all homeowners living in Portage County (FIPS: 39133), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Ohio is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Portage County, OH, it's important that you look into hurricane and windstorm insurance options.

Portage County, OH Home Insurance Average Premiums

Local Portage, OH homeowners insurance quotes comparison

$704 /yr.

Ohio's Average Home Insurance Rates Overall

For the state of Ohio, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 45 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$523 /yr.
Current Average Cost:$704 /yr.
Maximum Range:$874 /yr.

Portage County, OH Coastal Wind, Hail & Flood Information

Portage is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Ohio Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

Discounts For Homeowners in Portage County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Ohio homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Portage County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Portage County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Portage County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Portage County Housing & Real Estate Data

Details:Statistics
Total Housing Units67472
Occupied Housing Units62222
Vacant Housing Units5250
Vacant Housing Units for Rent1916
Vacant Housing Units Rented Not Occupied104
Vacant Housing Units For Sale864
Vacant Housing Units Sold Not Occupied245
Vacant Housing Units For Seasonal Occasional Use730
Vacant Housing Units All Other Vacants1391
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent9
Housing Tenure Occupied Units62222
Housing Tenure Occupied Units Owner Occupied43479
Housing Tenure Occupied Units Owner Occupied Population112556
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied18743
Housing Tenure Occupied Units Renter Occupied Population40949
Housing Tenure Occupied Units Renter Occupied Average Household Size2