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West Carroll County, LA Homeowners Insurance Quotes

Homeowners of West Carroll County, you are paying around $216.92 a month for basic or HO-3 standard homeowners insurance coverage. If you would like to pay less than average for your home insurance premium, you are in the right place. We will be happy to help you shop and compare home insurance rates for your home in West Carroll County, our job is to help you find better than average quotes that is less than $2603 per year. West Carroll County residentents are happy to use our service and benefit from comparing competitive Louisiana homeowners insurance rates all in one place. Our online quoting application allows you to review up to 12 competitive rates which makes it easy for you to see which carrier may have the lowest rate. But also which insurance provider has the best coverage. Let us help you shop your West Carroll County, LA home insurance rate quotes today!

For all West Carroll County, LA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in West Carroll County? Simply enter your zip code to get your Louisiana homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

West Carroll County, LA Housing Demographics

With 11,604 residents living within the West Carroll County area there are over 5,046 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 3,157 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in West Carroll County.

DemographicValues
Total Occupied Households4,452
Family Households (families)3,157
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units5,046

West Carroll County, LA Home Insurance Average Premiums

Local West Carroll, LA homeowners insurance quotes comparison

$1,731 /yr.

Louisiana's Average Home Insurance Rates Overall

For the state of Louisiana, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 2 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$1074 /yr.
Current Average Cost:$1,731 /yr.
Maximum Range:$2603 /yr.

Louisiana Homeowners Insurance News & Information

  • Texas Homeowners Insurance: 2026 Market Update Posted on Monday 26th January, 2026

    Texas homeowners are continuing to face one of the most challenging insurance markets in the country — driven by extreme weather risks, rising repair costs, and shifting insurer participation. Below is the latest overview of what buyers should know and how they can save on coverage. 1. Texas Insurance Market Landscape in 2026 Homeowners insurance […]

  • Florida Homeowners Can Cut Insurance Bills —Here’s How, and Which Companies are Worth a Look Posted on Tuesday 11th November, 2025

    Florida homeowners have spent years paying some of the highest homeowner-insurance premiums in the nation. But the market is slowly stabilizing and there are concrete, immediate steps homeowners can take to shrink premiums — from simple paperwork to Florida’s “My Safe Florida Home” program — while shopping smarter for companies that combine strong service with […]

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]

Discounts For Homeowners in West Carroll County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Louisiana homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in West Carroll County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in West Carroll County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your West Carroll County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

West Carroll County Housing & Real Estate Data

Details:Statistics
Total Housing Units5046
Occupied Housing Units4452
Vacant Housing Units594
Vacant Housing Units for Rent100
Vacant Housing Units Rented Not Occupied14
Vacant Housing Units For Sale33
Vacant Housing Units Sold Not Occupied40
Vacant Housing Units For Seasonal Occasional Use109
Vacant Housing Units All Other Vacants298
Housing Units Homeowner Vacancy Rate Percent1
Housing Units Rental Vacancy Rate Percent8
Housing Tenure Occupied Units4452
Housing Tenure Occupied Units Owner Occupied3376
Housing Tenure Occupied Units Owner Occupied Population8478
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied1076
Housing Tenure Occupied Units Renter Occupied Population2692
Housing Tenure Occupied Units Renter Occupied Average Household Size3