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West Carroll County, LA Homeowners Insurance Quotes

Homeowners of West Carroll County, you are paying around $169.83 a month for basic or HO-3 standard homeowners insurance coverage. If you would like to pay less than average for your home insurance premium, you are in the right place. We will be happy to help you shop and compare home insurance rates for your home in West Carroll County, our job is to help you find better than average quotes that is less than $2038 per year. West Carroll County residentents are happy to use our service and benefit from comparing competitive Louisiana homeowners insurance rates all in one place. Our online quoting application allows you to review up to 12 competitive rates which makes it easy for you to see which carrier may have the lowest rate. But also which insurance provider has the best coverage. Let us help you shop your West Carroll County, LA home insurance rate quotes today!

For all West Carroll County, LA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in West Carroll County? Simply enter your zip code to get your Louisiana homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

West Carroll County, LA Housing Demographics

With 11,604 residents living within the West Carroll County area there are over 5,046 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 3,157 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in West Carroll County.

DemographicValues
Total Occupied Households4,452
Family Households (families)3,157
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units5,046

West Carroll County, LA Home Insurance Average Premiums

Local West Carroll, LA homeowners insurance quotes comparison

$1,649 /yr.

Louisiana's Average Home Insurance Rates Overall

For the state of Louisiana, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 3 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$1074 /yr.
Current Average Cost:$1,649 /yr.
Maximum Range:$2038 /yr.

Louisiana Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

Discounts For Homeowners in West Carroll County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Louisiana homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in West Carroll County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in West Carroll County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your West Carroll County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

West Carroll County Housing & Real Estate Data

Details:Statistics
Total Housing Units5046
Occupied Housing Units4452
Vacant Housing Units594
Vacant Housing Units for Rent100
Vacant Housing Units Rented Not Occupied14
Vacant Housing Units For Sale33
Vacant Housing Units Sold Not Occupied40
Vacant Housing Units For Seasonal Occasional Use109
Vacant Housing Units All Other Vacants298
Housing Units Homeowner Vacancy Rate Percent1
Housing Units Rental Vacancy Rate Percent8
Housing Tenure Occupied Units4452
Housing Tenure Occupied Units Owner Occupied3376
Housing Tenure Occupied Units Owner Occupied Population8478
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied1076
Housing Tenure Occupied Units Renter Occupied Population2692
Housing Tenure Occupied Units Renter Occupied Average Household Size3