Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Woodbury County, IA agent.

Woodbury County, IA Homeowners Insurance Quotes

If you shopping for home insurance for your property located in Woodbury County IA, we have great coverage options available at GetHomeInsuranceQuotes.com. We offer up to 12 comparison quotes from the most competitive top-rated home insurance companies available in Woodbury County. Our Iowa agents have over 20+ years of experience and are ready to help you compare and review the most affordable homeowners policies available, including enhanced coverage options and discouts. Protecting your home in Woodbury County from hurricanes, lightning and fires is important to every homeowner. But that's not all your homeowners policy should be limited to so ask our agents which carrier and coverage option is best for you.

You might like to know that the average home insurance rate for the state of Iowa is $998 a year. That's $83.17 a month in homeowners insurance cost. We can certainly help you save up to 40% or more by applying all the available discounts and credits, plus shopping your coverage with up to 12 different home insurance providers that currently have competitive rates in Woodbury County IA. Simply give us a call now at 1-913-276-4017

For all Woodbury County, IA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Woodbury County? Simply enter your zip code to get your Iowa homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Woodbury County, IA Housing Demographics

With 102,172 residents living within the Woodbury County area there are over 41,484 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 25,633 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Woodbury County.

DemographicValues
Total Occupied Households39,052
Family Households (families)25,633
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units41,484

Woodbury County, IA Home Insurance Average Premiums

Local Woodbury, IA homeowners insurance quotes comparison

$777 /yr.

Iowa's Average Home Insurance Rates Overall

For the state of Iowa, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 37 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$575 /yr.
Current Average Cost:$777 /yr.
Maximum Range:$998 /yr.

Iowa Homeowners Insurance News & Information

  • Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025

    Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year.  With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]

Discounts For Homeowners in Woodbury County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Iowa homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Woodbury County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Woodbury County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Woodbury County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Woodbury County Housing & Real Estate Data

Details:Statistics
Total Housing Units41484
Occupied Housing Units39052
Vacant Housing Units2432
Vacant Housing Units for Rent1050
Vacant Housing Units Rented Not Occupied35
Vacant Housing Units For Sale331
Vacant Housing Units Sold Not Occupied111
Vacant Housing Units For Seasonal Occasional Use118
Vacant Housing Units All Other Vacants787
Housing Units Homeowner Vacancy Rate Percent1
Housing Units Rental Vacancy Rate Percent8
Housing Tenure Occupied Units39052
Housing Tenure Occupied Units Owner Occupied26149
Housing Tenure Occupied Units Owner Occupied Population69594
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied12903
Housing Tenure Occupied Units Renter Occupied Population29942
Housing Tenure Occupied Units Renter Occupied Average Household Size2