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Allamakee County, IA Homeowners Insurance Quotes

We can help you get a free and quick comparison of Allamakee County, IA home insurance rate quotes to easily review. We like to help you shop up to 12 competitive home insurance rates with a variety of coverage options from a standard policy to a multi-line packaged discount policy that would include your home and auto insurance together. A standard (HO-3) policy for homeowners living in Allamakee County includes protection against most perils, but does not include coverage for flood or earthquake damage. Don't worry, our home insurance professionals of Iowa can help you figure out which policy is best for you.

Homeowners living in Allamakee County, pay on average around $998 a year or $83.17 per month. Let us help you explore multiple coverage options and provide up to 40% in discounted savings for your new policy. For online quotes, please enter your zip code of the property you would like to insure today or give us a call now at 1-913-276-4017

For all Allamakee County, IA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Allamakee County? Simply enter your zip code to get your Iowa homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Allamakee County, IA Housing Demographics

With 14,330 residents living within the Allamakee County area there are over 7,617 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 3,885 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Allamakee County.

DemographicValues
Total Occupied Households5,845
Family Households (families)3,885
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units7,617

Allamakee County, IA Home Insurance Average Premiums

Local Allamakee, IA homeowners insurance quotes comparison

$777 /yr.

Iowa's Average Home Insurance Rates Overall

For the state of Iowa, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 37 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$575 /yr.
Current Average Cost:$777 /yr.
Maximum Range:$998 /yr.

Iowa Homeowners Insurance News & Information

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025

    Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year.  With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]

  • Should I consider climate changes when buying a new home? Posted on Saturday 21st June, 2025

    Climate change is on our doorstep, so now more than ever, it’s essential to consider the local climate when buying a new home. Not only is the current climate important, but experts suggest homeowners look towards the future. How will the next 10, 20 or 30 years impact your new purchase?  The increasing frequency of […]

  • Florida home insurance and hurricanes How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025

    Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]

  • New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025

    According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market.  Recently, the Office of Insurance Regulation […]

Discounts For Homeowners in Allamakee County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Iowa homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Allamakee County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Allamakee County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Allamakee County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Allamakee County Housing & Real Estate Data

Details:Statistics
Total Housing Units7617
Occupied Housing Units5845
Vacant Housing Units1772
Vacant Housing Units for Rent206
Vacant Housing Units Rented Not Occupied7
Vacant Housing Units For Sale88
Vacant Housing Units Sold Not Occupied19
Vacant Housing Units For Seasonal Occasional Use1221
Vacant Housing Units All Other Vacants231
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent14
Housing Tenure Occupied Units5845
Housing Tenure Occupied Units Owner Occupied4539
Housing Tenure Occupied Units Owner Occupied Population10972
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied1306
Housing Tenure Occupied Units Renter Occupied Population3026
Housing Tenure Occupied Units Renter Occupied Average Household Size2