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Stewart County, GA Homeowners Insurance Quotes

Are you shopping online for home insurance in Stewart County GA? We have the most affordable premiums and coverage options available at GetHomeInsuranceQuotes.com, where we provide up to 12 quotes to review and compare from the most top rated home insurance companies. Our Stewart County agents have over 20+ years of insurance consulting and professional experience to help you get answers to any questions that you may have about which coverage option is best for you and your family.

Protecting your home in Georgia from hurricanes, lightning and fires is important to every homeowner. But that's not all your home insurance policy can offer. We have a variety of coverage options to choose from to make sure your home and family are properly covered. Start your home insurance quotes online now by entering your zip code above or call the number on the right to speak with a licensed home insurance agent today!

More about premiums in Stewart County

Stewart County, GA homeowners are now averaging around $116.92 per month for a basic home insurance policy. For Georgia, this amounts to $1403 per year for a standard (HO-3) homeowners insurance policy for residents living in Stewart County, GA. In comparison, the national average for home insurance rates is around 1,249 per year. Georgia is now ranked #15 in the country for the highest home insurance rates. Would you like to get up to 12 free home insurance quotes for your home in Stewart County, GA so you can save up to fourty percent or more? If so, we look forward to working with you and providing a excellent home insurance shopping experience.

For all Stewart County, GA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Stewart County? Simply enter your zip code to get your Georgia homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Stewart County, GA Housing Demographics

With 6,058 residents living within the Stewart County area there are over 2,383 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 1,187 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Stewart County.

DemographicValues
Total Occupied Households1,862
Family Households (families)1,187
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units2,383

Stewart County, GA Home Insurance Average Premiums

Local Stewart, GA homeowners insurance quotes comparison

$989 /yr.

Georgia's Average Home Insurance Rates Overall

For the state of Georgia, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 15 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$635 /yr.
Current Average Cost:$989 /yr.
Maximum Range:$1403 /yr.

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]

Discounts For Homeowners in Stewart County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Georgia homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Stewart County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Stewart County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Stewart County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Stewart County Housing & Real Estate Data

Details:Statistics
Total Housing Units2383
Occupied Housing Units1862
Vacant Housing Units521
Vacant Housing Units for Rent77
Vacant Housing Units Rented Not Occupied5
Vacant Housing Units For Sale40
Vacant Housing Units Sold Not Occupied2
Vacant Housing Units For Seasonal Occasional Use203
Vacant Housing Units All Other Vacants194
Housing Units Homeowner Vacancy Rate Percent3
Housing Units Rental Vacancy Rate Percent13
Housing Tenure Occupied Units1862
Housing Tenure Occupied Units Owner Occupied1341
Housing Tenure Occupied Units Owner Occupied Population3177
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied521
Housing Tenure Occupied Units Renter Occupied Population1206
Housing Tenure Occupied Units Renter Occupied Average Household Size2