Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Colquitt County, GA agent.

Colquitt County, GA Homeowners Insurance Quotes

Discovering afforable homeowners insurance rates in Colquitt County can seem impossible with so many options available online as well as local captive agents down the road. But getting the right coverage means speaking with a home insurance professional that can help you review enhanced coverage options at affordable prices. Shopping online with GetHomeInsuranceQuotes.com allows you to get top quality service from the most competitive home insurance carriers available in your area. It's important for you to know the coverage details available for your home in Colquitt County, that's why our experience staff of over 20+ years can help answer any questions that you may have about your current and new homeowners policy. We also provide ways to help you apply additional discounts to lower your premium while getting upgraded coverage for that extra protection and financial support when you need insurance the most. Start your online homeowners insurance quote today!

For homeowners of Colquitt County, GA, it's important to know that the average home insurance policy in Georgia is estimated to be around $116.92 per month. That amounts to $1403 per year for a basic homeowners insurance policy for residents living in Colquitt County. When comparing other rates, the United States national average for homeowners insurance premiums is around 1,249 per year. Did you know that Georgia is now ranked 15 in the country in terms of highest home insurance cost. So getting up to 12 free home insurance quotes for your home in Colquitt County, GA helps you easily review and compare prices and coverages so we can help you make the best decision on which insurance provider is best for you.

For all Colquitt County, GA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Colquitt County? Simply enter your zip code to get your Georgia homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Colquitt County, GA Housing Demographics

With 45,498 residents living within the Colquitt County area there are over 18,311 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 11,696 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Colquitt County.

DemographicValues
Total Occupied Households16,317
Family Households (families)11,696
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units18,311

Colquitt County, GA Home Insurance Average Premiums

Local Colquitt, GA homeowners insurance quotes comparison

$989 /yr.

Georgia's Average Home Insurance Rates Overall

For the state of Georgia, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 15 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$635 /yr.
Current Average Cost:$989 /yr.
Maximum Range:$1403 /yr.

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]

Discounts For Homeowners in Colquitt County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Georgia homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Colquitt County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Colquitt County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Colquitt County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Colquitt County Housing & Real Estate Data

Details:Statistics
Total Housing Units18311
Occupied Housing Units16317
Vacant Housing Units1994
Vacant Housing Units for Rent567
Vacant Housing Units Rented Not Occupied24
Vacant Housing Units For Sale181
Vacant Housing Units Sold Not Occupied104
Vacant Housing Units For Seasonal Occasional Use212
Vacant Housing Units All Other Vacants906
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent9
Housing Tenure Occupied Units16317
Housing Tenure Occupied Units Owner Occupied10319
Housing Tenure Occupied Units Owner Occupied Population27731
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied5998
Housing Tenure Occupied Units Renter Occupied Population16762
Housing Tenure Occupied Units Renter Occupied Average Household Size3