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Homeowners Insurance in 31905

Getting the most affordable home insurance rates in 31905 just got easier for , GA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of . Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For , GA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 31905

When discussing Georgia homeowners insurance rates, residents are finding new ways to save time and money by discovering lower rates when they shop online. Georgia may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 16. Residents that live within the 31905 zipcode are currently paying $NAN for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

31905 Home Insurance Average Premiums

Local 31905 homeowners insurance quotes comparison

$NAN /yr.

Shows Zip Code: 31905 lowest rates with discounts applied on average.

For the 31905, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$NAN /yr.
Average Coverage:$NAN /yr.
2600 sq. ft. or higher
(all discounts applied)
$NAN /yr.

What is the average home insurance cost for a home in 31905?

  • • The average homeowners insurance premium paid annually for a home in 31905 is around $NAN per year.

What does it cost on average per month for home insurance in 31905?

  • • Homeowners in 31905 pay a monthly average cost per month around $0.00.

What kind of discount could I get if I combine my home and auto insurance together in 31905?

  • • Autoowners in 31905 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within , check out other zip codes nearby 31905.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 31905

Average Building Cost Per Square Foot in 31905: $122

Location: , Georgia ( County)

Average Square Footage in 31905: 0 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31905 before you start any project. homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31905 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31905 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 0 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1220$0
Additional Upgrades & Added Features$1530$0
Major Home Updates or Advancements$1830$0

It's important to understand that when you estimate your replacement cost of your home in the 31905 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31905

Best Home & Auto Insurance Agencies in 31905

Housing Demographics for 31905

Population Review for 31905 Zip Code

For the city of , the population within 31905 has increased to over residents in population size. The current population total is . We have broken down the population based on race below. In 31905, there are over in male population and females.

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Household Data for 31905

The average number of homes in 31905 is around , there are an average of per household. The average house value according to local real estate values is around $. Please review the following demographics below for average income and media age.

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Income Per Household$
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Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]