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33612 Home Insurance Quotes & Rates

Currently, the 18,818 homes within the 33612 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Florida is around $1,598 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Tampa, FL, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 33612.

Florida is now ranking #1 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Tampa home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Florida has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 33612 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Tampa, Florida home insurance rates today!

Please give us a call now at 1-888-685-4704, easily get up to 12 rates over the phone in minutes. For Tampa, FL Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

33612 Home Insurance Average Premiums

Local 33612 homeowners insurance quotes comparison

$1348 /yr.

Shows Zip Code: 33612 lowest rates with discounts applied on average.

For the 33612, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1348 /yr.
Average Coverage:$1598 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1898 /yr.

What is the average home insurance cost for a home in 33612?

  • • The average homeowners insurance premium paid annually for a home in 33612 is around $1598 per year.

What does it cost on average per month for home insurance in 33612?

  • • Homeowners in 33612 pay a monthly average cost per month around $133.00.

What kind of discount could I get if I combine my home and auto insurance together in 33612?

  • • Autoowners in 33612 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tampa area, check out other zip codes nearby 33612.
Review average rates in another zip code:
33611 homeowners insurance rates
33605 homeowners insurance rates
33619 homeowners insurance rates
33606 homeowners insurance rates
33637 homeowners insurance rates
33621 homeowners insurance rates
33620 homeowners insurance rates
33616 homeowners insurance rates
33603 homeowners insurance rates
33602 homeowners insurance rates

Home Replacement Cost Coverage in 33612

Average Building Cost Per Square Foot in 33612: $167

Location: Tampa, Florida (Hillsborough County)

Average Square Footage in 33612: 1,065 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33612 before you start any project. Tampa homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33612 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33612 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,065 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tampa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,065$177,900
Additional Upgrades & Added Features$2091,065$222,375
Major Home Updates or Advancements$2511,065$266,850

It's important to understand that when you estimate your replacement cost of your home in the 33612 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33612

Boat Insurance

Address: 11211 North Nebraska Avenue Tampa, FL 33612
Phone: (813)931-1010
Website:

Best Home & Auto Insurance Agencies in 33612

Authorized Insurance

Address: 1908 W Busch Blvd Tampa, FL 33612
Phone:
Website:
Info:

A A A Auto Club South

Address: 2335 E Fowler Ave Tampa, FL 33612
Phone:
Website:
Info:

Adcock-Adcock Insurance

Address: 315 W Fletcher Ave Tampa, FL 33612
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Tampa

Address: 1511 E Fowler Ave Tampa, FL 33612
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 33612

Population Review for 33612 Zip Code

For the city of Tampa, the population within 33612 has increased to over 48,431 residents in population size. The current population total is 49,452. We have broken down the population based on race below. In 33612, there are over 24619 in male population and 24833 females.

PopulationValues
Total Population49,452
White Population17909
Black Population14352
Hispanic Population18528
Asian Population1555
Hawaiian Population61
Indian Population412
Other Population7283
Male Population24619
Female Population24833
Population Estimate48431

Household Data for 33612

The average number of homes in 33612 is around 18,818, there are an average of 2.57 per household. The average house value according to local real estate values is around $177,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,818
Persons Per Household2.57
Average House Value$177,900
Income Per Household$38023
Median Age33.8
Median Age Male33.2
Median Age Female34.4
33612 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code813
CityTampa
City Alias NameTAMPA
CountyHillsborough
County FIPS057
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV45294
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1421
Number Of Employees32973
Business First Quarter Payroll454352
Business Annual Payroll1891129
Business Employment Flag
Growth Rank55
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number38549
Growth Increase Percentage3.1
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population1866701
Congressional District14|15
Congressional LandArea265.4|818.51
Delivery Residential18845
Delivery Business1682
Delivery Total22464
Preferred Last Line KeyY23079
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameTampa, FL
City State KeyY23079
Land Area9.944000
Water Area0.510000
City Alias Code
City Mixed CaseTampa
City Alias Mixed CaseTampa
Box Count0
SFDU9989
MFDU4989
State ANSI12
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number118925
Unique ZIP Name
SSA State County Code10280
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID28
County Mixed CaseHillsborough

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]