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33612 Home Insurance Quotes & Rates

Currently, the 18,818 homes within the 33612 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Florida is around $1,598 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Tampa, FL, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 33612.

Florida is now ranking #1 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Tampa home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Florida has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 33612 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Tampa, Florida home insurance rates today!

Please give us a call now at 1-888-685-4704, easily get up to 12 rates over the phone in minutes. For Tampa, FL Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

33612 Home Insurance Average Premiums

Local 33612 homeowners insurance quotes comparison

$1348 /yr.

Shows Zip Code: 33612 lowest rates with discounts applied on average.

For the 33612, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1348 /yr.
Average Coverage:$1598 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1898 /yr.

What is the average home insurance cost for a home in 33612?

  • • The average homeowners insurance premium paid annually for a home in 33612 is around $1598 per year.

What does it cost on average per month for home insurance in 33612?

  • • Homeowners in 33612 pay a monthly average cost per month around $133.00.

What kind of discount could I get if I combine my home and auto insurance together in 33612?

  • • Autoowners in 33612 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tampa area, check out other zip codes nearby 33612.
Review average rates in another zip code:
33637 homeowners insurance rates
33618 homeowners insurance rates
33619 homeowners insurance rates
33629 homeowners insurance rates
33613 homeowners insurance rates
33634 homeowners insurance rates
33626 homeowners insurance rates
33621 homeowners insurance rates
33625 homeowners insurance rates
33620 homeowners insurance rates

Home Replacement Cost Coverage in 33612

Average Building Cost Per Square Foot in 33612: $167

Location: Tampa, Florida (Hillsborough County)

Average Square Footage in 33612: 1,065 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33612 before you start any project. Tampa homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33612 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33612 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,065 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tampa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,065$177,900
Additional Upgrades & Added Features$2091,065$222,375
Major Home Updates or Advancements$2511,065$266,850

It's important to understand that when you estimate your replacement cost of your home in the 33612 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33612

Boat Insurance

Address: 11211 North Nebraska Avenue Tampa, FL 33612
Phone: (813)931-1010
Website:

Best Home & Auto Insurance Agencies in 33612

Allstate Insurance Companies - Sales Offices- Tampa

Address: 1511 E Fowler Ave Tampa, FL 33612
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

A A A Auto Club South

Address: 2335 E Fowler Ave Tampa, FL 33612
Phone:
Website:
Info:

Authorized Insurance

Address: 1908 W Busch Blvd Tampa, FL 33612
Phone:
Website:
Info:

Adcock-Adcock Insurance

Address: 315 W Fletcher Ave Tampa, FL 33612
Phone:
Website:
Info:

Housing Demographics for 33612

Population Review for 33612 Zip Code

For the city of Tampa, the population within 33612 has increased to over 48,431 residents in population size. The current population total is 49,452. We have broken down the population based on race below. In 33612, there are over 24619 in male population and 24833 females.

PopulationValues
Total Population49,452
White Population17909
Black Population14352
Hispanic Population18528
Asian Population1555
Hawaiian Population61
Indian Population412
Other Population7283
Male Population24619
Female Population24833
Population Estimate48431

Household Data for 33612

The average number of homes in 33612 is around 18,818, there are an average of 2.57 per household. The average house value according to local real estate values is around $177,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,818
Persons Per Household2.57
Average House Value$177,900
Income Per Household$38023
Median Age33.8
Median Age Male33.2
Median Age Female34.4
33612 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code813
CityTampa
City Alias NameTAMPA
CountyHillsborough
County FIPS057
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV45294
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1421
Number Of Employees32973
Business First Quarter Payroll454352
Business Annual Payroll1891129
Business Employment Flag
Growth Rank55
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number38549
Growth Increase Percentage3.1
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population1866701
Congressional District14|15
Congressional LandArea265.4|818.51
Delivery Residential18845
Delivery Business1682
Delivery Total22464
Preferred Last Line KeyY23079
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameTampa, FL
City State KeyY23079
Land Area9.944000
Water Area0.510000
City Alias Code
City Mixed CaseTampa
City Alias Mixed CaseTampa
Box Count0
SFDU9989
MFDU4989
State ANSI12
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number118925
Unique ZIP Name
SSA State County Code10280
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID28
County Mixed CaseHillsborough

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]