Get multiple home insurance quotes in 80471. Our licensed 80471, CO agents are ready to serve you.

80471, CO Home Insurance

In the zip code of 80471, the population size is around 37, which consists of 11 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Pinecliffe, CO. A few years ago, a study was done and found that the average home insurance rates for Colorado are around $1,571 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 80471 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Pinecliffe. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Pinecliffe, CO Homeowners Insurance Online Rates Today!

80471 Home Insurance Average Premiums

Local 80471 homeowners insurance quotes comparison

$1321 /yr.

Shows Zip Code: 80471 lowest rates with discounts applied on average.

For the 80471, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1321 /yr.
Average Coverage:$1571 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1871 /yr.

What is the average home insurance cost for a home in 80471?

  • • The average homeowners insurance premium paid annually for a home in 80471 is around $1571 per year.

What does it cost on average per month for home insurance in 80471?

  • • Homeowners in 80471 pay a monthly average cost per month around $131.00.

What kind of discount could I get if I combine my home and auto insurance together in 80471?

  • • Autoowners in 80471 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Pinecliffe, check out other zip codes nearby 80471.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 80471

Average Building Cost Per Square Foot in 80471: $260

Location: Pinecliffe, Colorado (Boulder County)

Average Square Footage in 80471: 635 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80471 before you start any project. Pinecliffe homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80471 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80471 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 635 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pinecliffe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$260635$165,000
Additional Upgrades & Added Features$325635$206,250
Major Home Updates or Advancements$390635$247,500

It's important to understand that when you estimate your replacement cost of your home in the 80471 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80471

Best Home & Auto Insurance Agencies in 80471

Housing Demographics for 80471

Population Review for 80471 Zip Code

For the city of Pinecliffe, the population within 80471 has increased to over 0 residents in population size. The current population total is 37. We have broken down the population based on race below. In 80471, there are over 22 in male population and 15 females.

PopulationValues
Total Population37
White Population30
Black Population0
Hispanic Population1
Asian Population2
Hawaiian Population0
Indian Population1
Other Population0
Male Population22
Female Population15
Population Estimate0

Household Data for 80471

The average number of homes in 80471 is around 11, there are an average of 3.36 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11
Persons Per Household3.36
Average House Value$165,000
Income Per Household$0
Median Age43.3
Median Age Male43.5
Median Age Female29.5
80471 DetailsValues
StateCO
State Full NameColorado
City TypeZ
City Alias Abbreviation
Area Code970
CityPinecliffe
City Alias NamePINECLIFFE
CountyBoulder
County FIPS013
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA1125
CSA216
CBSA14500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBoulder, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameBoulder-Longmont, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population294567
CBSA Division Population0
Congressional District02
Congressional LandArea7535.34
Delivery Residential0
Delivery Business0
Delivery Total405
Preferred Last Line KeyZ11754
Classification CodeP
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11754
Land Area0.724000
Water Area0.000000
City Alias Code
City Mixed CasePinecliffe
City Alias Mixed CasePinecliffe
Box Count125
SFDU0
MFDU0
State ANSI08
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number077200
Unique ZIP Name
SSA State County Code06060
Medicare CBSA Code14500
Medicare CBSA NameBoulder, CO
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBoulder

Colorado Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]