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Pinal County, AZ Homeowners Insurance Quotes

If you shopping for home insurance for your property located in Pinal County AZ, we have great coverage options available at GetHomeInsuranceQuotes.com. We offer up to 12 comparison quotes from the most competitive top-rated home insurance companies available in Pinal County. Our Arizona agents have over 20+ years of experience and are ready to help you compare and review the most affordable homeowners policies available, including enhanced coverage options and discouts. Protecting your home in Pinal County from hurricanes, lightning and fires is important to every homeowner. But that's not all your homeowners policy should be limited to so ask our agents which carrier and coverage option is best for you.

You might like to know that the average home insurance rate for the state of Arizona is $866 a year. That's $72.17 a month in homeowners insurance cost. We can certainly help you save up to 40% or more by applying all the available discounts and credits, plus shopping your coverage with up to 12 different home insurance providers that currently have competitive rates in Pinal County AZ. Simply give us a call now at 1-855-976-2656

For all Pinal County, AZ residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Pinal County? Simply enter your zip code to get your Arizona homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Pinal County, AZ Housing Demographics

With 375,770 residents living within the Pinal County area there are over 159,222 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 92,157 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Pinal County.

DemographicValues
Total Occupied Households125,590
Family Households (families)92,157
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units159,222

Pinal County, AZ Home Insurance Average Premiums

Local Pinal, AZ homeowners insurance quotes comparison

$726 /yr.

Arizona's Average Home Insurance Rates Overall

For the state of Arizona, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 46 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$628 /yr.
Current Average Cost:$726 /yr.
Maximum Range:$866 /yr.

Arizona Homeowners Insurance News & Information

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]

  • Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

Discounts For Homeowners in Pinal County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Arizona homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Pinal County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Pinal County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Pinal County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Pinal County Housing & Real Estate Data

Details:Statistics
Total Housing Units159222
Occupied Housing Units125590
Vacant Housing Units33632
Vacant Housing Units for Rent4887
Vacant Housing Units Rented Not Occupied333
Vacant Housing Units For Sale5660
Vacant Housing Units Sold Not Occupied917
Vacant Housing Units For Seasonal Occasional Use15499
Vacant Housing Units All Other Vacants6336
Housing Units Homeowner Vacancy Rate Percent6
Housing Units Rental Vacancy Rate Percent14
Housing Tenure Occupied Units125590
Housing Tenure Occupied Units Owner Occupied95629
Housing Tenure Occupied Units Owner Occupied Population254864
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied29961
Housing Tenure Occupied Units Renter Occupied Population94661
Housing Tenure Occupied Units Renter Occupied Average Household Size3