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Wilkinson County, MS Homeowners Insurance Quotes

We can help you shop and compare the best home insurance rates for your home in Wilkinson County, MS. Our easy to use quoting application helps you review which carriers are most competitive in your area and which coverage option is best for your home, family and financial goals. Let us help you discover more affordable rates in Wilkinson County.

When reviewing Mississippi home insurance policies, Wilkinson County residents are finding great ways to save time and money by finding more affordable rates when they shop online. Mississippi may not be considered the most expensive state in the country to purchase home insurance, but it does rank higher than average at a national rank of 6. Homeowners within Wilkinson County are paying around $1674 for an annual home insurance policy, where the majority of the U.S. population pays around $1,249. The average home insurance rates we just mentioned reflect the cost of a standard (HO-3) homeowners insurance policy which includes the coverage of your home, your contents, loss of use, medical payments and homeowner liability coverage. Let us help you shop and compare competitive rate quotes today! Start a Wilkinson County home insurance quotes request by entering your zip code or Call Us 1-855-976-2656.

For all Wilkinson County, MS residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Wilkinson County? Simply enter your zip code to get your Mississippi homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Wilkinson County, MS Housing Demographics

With 9,878 residents living within the Wilkinson County area there are over 5,037 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 2,290 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Wilkinson County.

DemographicValues
Total Occupied Households3,455
Family Households (families)2,290
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units5,037

Wilkinson County, MS Coastal Wind, Hail & Flood Information

For all homeowners living in Wilkinson County (FIPS: 28157), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Mississippi is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Wilkinson County, MS, it's important that you look into hurricane and windstorm insurance options.

Wilkinson County, MS Home Insurance Average Premiums

Local Wilkinson, MS homeowners insurance quotes comparison

$1,309 /yr.

Mississippi's Average Home Insurance Rates Overall

For the state of Mississippi, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 6 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$907 /yr.
Current Average Cost:$1,309 /yr.
Maximum Range:$1674 /yr.

Wilkinson County, MS Coastal Wind, Hail & Flood Information

Wilkinson is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Mississippi Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

Discounts For Homeowners in Wilkinson County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Mississippi homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Wilkinson County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Wilkinson County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Wilkinson County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Wilkinson County Housing & Real Estate Data

Details:Statistics
Total Housing Units5037
Occupied Housing Units3455
Vacant Housing Units1582
Vacant Housing Units for Rent74
Vacant Housing Units Rented Not Occupied8
Vacant Housing Units For Sale16
Vacant Housing Units Sold Not Occupied28
Vacant Housing Units For Seasonal Occasional Use928
Vacant Housing Units All Other Vacants528
Housing Units Homeowner Vacancy Rate Percent1
Housing Units Rental Vacancy Rate Percent9
Housing Tenure Occupied Units3455
Housing Tenure Occupied Units Owner Occupied2706
Housing Tenure Occupied Units Owner Occupied Population6843
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied749
Housing Tenure Occupied Units Renter Occupied Population1867
Housing Tenure Occupied Units Renter Occupied Average Household Size2