{"id":898,"date":"2016-05-19T15:11:50","date_gmt":"2016-05-19T15:11:50","guid":{"rendered":"http:\/\/www.homeinsuranceking.com\/blog\/?p=898"},"modified":"2016-06-06T18:13:40","modified_gmt":"2016-06-06T18:13:40","slug":"what-to-do-before-buying-a-home","status":"publish","type":"post","link":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/","title":{"rendered":"What to Do Before Buying a Home!"},"content":{"rendered":"
\"What

In 2015, there were over one million foreclosures in the United States, this is why it is important to know what to do before buying your first home.<\/p><\/div>\n

Owning a home is something that most people aspire to at some point in their lives. While homeownership offers a ton of benefits, everything from lowering your taxes to building equity, it\u2019s important to make sure you are ready before you sign on the dotted line.<\/p>\n

Buying a home before you are ready financially can turn your American dream into a nightmare. In 2015, there were over one million foreclosures in the United States. Here are a few financial tips that you should consider before you start shopping for that dream home:<\/p>\n

Emergency fund<\/h2>\n

Nobody wants to find themselves out of a job and without an income but the truth is that you never know what is going to happen and coming up short on your mortgage payment can be financially devastating.<\/p>\n

Experts recommend that homebuyers have enough savings to cover at least six months of their living expenses. When calculating the amount you need to save be sure to include all of your living expenses, not just your mortgage payment. Car payment, utilities, insurance costs, taxes and all other living expenses should be factored into the total.<\/p>\n

Calculate the amount you will need and then start saving. Padding your total by 10 percent is a great idea, which will ensure that you have enough money to cover any unforeseen expenses once you become a homeowner.<\/p>\n

Get Your Down Payment in Order<\/h2>\n

Your emergency fund is not the only saving you need to do. While it is often possible to buy a house with less than a 20 percent down payment, especially if you are a first time home buyer, coming to the table with as much money as possible is always a great idea.<\/p>\n

A 20 percent down payment lets you avoid private mortgage insurance (PMI), which usually runs about 0.5 percent to 1 percent of your loan amount. Lenders require PMI if you don\u2019t have a 20 percent down payment. It helps them minimize their risk, but the cost of PMI falls to you. In most cases, PMI is rolled into your monthly mortgage payment.<\/p>\n

While 1 percent doesn\u2019t sound like much PMI can be a fairly big expense. If you have a 400,000 mortgage, PMI is going to cost you an additional $4,000 a year or $333.00 a month, which could easily cover a car payment.<\/p>\n

Coming to the table with a 20 percent down payment will also strengthen your chances of being approved for a mortgage and may help you get a better interest rate. The more skin you have in the game, the happier your lender will be writing your mortgage.<\/p>\n

Your Credit Score Matters<\/h2>\n

Your credit score will have a huge impact on both your ability to get a mortgage and the interest rate you are offered. If you have less than stellar credit, do everything you can to shore up your score before applying for a mortgage.<\/p>\n

A higher interest rate can dramatically affect your monthly payment, in some cases pushing the cost of a mortgage out of range.<\/p>\n

Federal law entitles everyone to a free credit report annually. Pull your credit report before applying for a loan and check it for errors. Mistakes are not uncommon when it comes to credit reports so examine your report carefully and notify the reporting agency of any errors that you discover.<\/p>\n

Pay off any outstanding debts if possible and make sure all bills are paid on time. Improving your credit score can take time so be patient, but in the end, improving your score can literally save tens of thousands of dollars over the course of a loan.<\/p>\n

Calculate All Your Costs<\/h2>\n

Before shopping for a house, set a realistic budget. Include all expenses, not just the cost of the mortgage<\/a>. A 3-bedroom home will be more expensive to heat and cool then a studio apartment so be sure to include all expenses when setting a budget.<\/p>\n

Just a few expenses you should be sure to include are:<\/p>\n

Homeowners insurance:<\/strong> An absolute necessity and can be a significant expense. We can help you find the best deal on homeowners insurance<\/a>, just enter your zip code to shop and compare up to 12 rates and coverage options.<\/p>\n

Utilities<\/strong>: You will now be responsible for all utilities, which is often not the case when renting. Ask for copies of the utility bills for any houses that you are seriously considering so you can set a realistic budget.<\/p>\n

Maintenance: <\/strong>Buying a home means that there is no longer a landlord to call whenever something goes wrong. It also means you will have to maintain the yard, shovel the snow and make any necessary repairs. Consider the cost of lawnmowers, snow removal equipment and any other items you may need. Factor in the cost yearly maintenance so your budget is as accurate as possible.<\/p>\n

Once you have your financial house in order, get out there and start shopping for your dream home.<\/p>\n

Other Helpful Links to Consider:<\/h3>\n
    \n
  1. Is extra insurance coverage required in the event of renovations undertaken in the home?<\/a><\/li>\n
  2. What effect does a home insurance deductible have on the premium?<\/a><\/li>\n
  3. How do I create a home inventory list?<\/a><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    Owning a home is something that most people aspire to at some point in their lives. While homeownership offers a ton of benefits, everything from lowering your taxes to building equity, it\u2019s important to make sure you are ready before you sign on the dotted line. Buying a home before you are ready financially can […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,5,4,3,2,13],"tags":[80,12,127,259,146,68],"class_list":["post-898","post","type-post","status-publish","format-standard","hentry","category-finance","category-homeowners-insurance","category-mortgage","category-news","category-questions","category-tips","tag-home-insurance-rates","tag-homeowners-insurance-2","tag-mortgage-2","tag-mortgage-payment","tag-new-home","tag-savings"],"yoast_head":"\nWhat to Do Before Buying a Home! - Homeowners Insurance Blog<\/title>\n<meta name=\"description\" content=\"Owning a home is something that most people aspire to at some point in their lives. While homeownership offers a ton of benefits, everything from lowering\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What to Do Before Buying a Home! - Homeowners Insurance Blog\" \/>\n<meta property=\"og:description\" content=\"Owning a home is something that most people aspire to at some point in their lives. While homeownership offers a ton of benefits, everything from lowering\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/\" \/>\n<meta property=\"og:site_name\" content=\"Homeowners Insurance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2016-05-19T15:11:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2016-06-06T18:13:40+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2016\/05\/preparing-to-buy-a-home-300x200.jpg\" \/>\n<meta name=\"author\" content=\"Mark Vallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mark Vallet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/\"},\"author\":{\"name\":\"Mark Vallet\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\"},\"headline\":\"What to Do Before Buying a Home!\",\"datePublished\":\"2016-05-19T15:11:50+00:00\",\"dateModified\":\"2016-06-06T18:13:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/\"},\"wordCount\":892,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2016\/05\/preparing-to-buy-a-home-300x200.jpg\",\"keywords\":[\"home insurance rates\",\"homeowners insurance\",\"mortgage\",\"mortgage payment\",\"new home\",\"savings\"],\"articleSection\":[\"Finance\",\"Homeowners Insurance\",\"Mortgage\",\"News\",\"Questions\",\"Tips\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/\",\"name\":\"What to Do Before Buying a Home! - Homeowners Insurance Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2016\/05\/preparing-to-buy-a-home-300x200.jpg\",\"datePublished\":\"2016-05-19T15:11:50+00:00\",\"dateModified\":\"2016-06-06T18:13:40+00:00\",\"description\":\"Owning a home is something that most people aspire to at some point in their lives. While homeownership offers a ton of benefits, everything from lowering\",\"breadcrumb\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#primaryimage\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2016\/05\/preparing-to-buy-a-home.jpg\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2016\/05\/preparing-to-buy-a-home.jpg\",\"width\":500,\"height\":333,\"caption\":\"What to do before buying your first home!\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What to Do Before Buying a Home!\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"name\":\"Best Homeowners Insurance Blog\",\"description\":\"Your source for home insurance information, tips, and resources.\",\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\",\"name\":\"GetHomeInsuranceQuotes.com\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"width\":200,\"height\":80,\"caption\":\"GetHomeInsuranceQuotes.com\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/HomeInsKing\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\",\"name\":\"Mark Vallet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"caption\":\"Mark Vallet\"},\"description\":\"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What to Do Before Buying a Home! - Homeowners Insurance Blog","description":"Owning a home is something that most people aspire to at some point in their lives. While homeownership offers a ton of benefits, everything from lowering","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/","og_locale":"en_US","og_type":"article","og_title":"What to Do Before Buying a Home! - Homeowners Insurance Blog","og_description":"Owning a home is something that most people aspire to at some point in their lives. While homeownership offers a ton of benefits, everything from lowering","og_url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/","og_site_name":"Homeowners Insurance Blog","article_published_time":"2016-05-19T15:11:50+00:00","article_modified_time":"2016-06-06T18:13:40+00:00","og_image":[{"url":"http:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2016\/05\/preparing-to-buy-a-home-300x200.jpg","type":"","width":"","height":""}],"author":"Mark Vallet","twitter_misc":{"Written by":"Mark Vallet","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#article","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/"},"author":{"name":"Mark Vallet","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8"},"headline":"What to Do Before Buying a Home!","datePublished":"2016-05-19T15:11:50+00:00","dateModified":"2016-06-06T18:13:40+00:00","mainEntityOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/"},"wordCount":892,"commentCount":0,"publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#primaryimage"},"thumbnailUrl":"http:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2016\/05\/preparing-to-buy-a-home-300x200.jpg","keywords":["home insurance rates","homeowners insurance","mortgage","mortgage payment","new home","savings"],"articleSection":["Finance","Homeowners Insurance","Mortgage","News","Questions","Tips"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/","name":"What to Do Before Buying a Home! - Homeowners Insurance Blog","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#primaryimage"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#primaryimage"},"thumbnailUrl":"http:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2016\/05\/preparing-to-buy-a-home-300x200.jpg","datePublished":"2016-05-19T15:11:50+00:00","dateModified":"2016-06-06T18:13:40+00:00","description":"Owning a home is something that most people aspire to at some point in their lives. While homeownership offers a ton of benefits, everything from lowering","breadcrumb":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#primaryimage","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2016\/05\/preparing-to-buy-a-home.jpg","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2016\/05\/preparing-to-buy-a-home.jpg","width":500,"height":333,"caption":"What to do before buying your first home!"},{"@type":"BreadcrumbList","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-to-do-before-buying-a-home\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.gethomeinsurancequotes.com\/blog\/"},{"@type":"ListItem","position":2,"name":"What to Do Before Buying a Home!"}]},{"@type":"WebSite","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","name":"Best Homeowners Insurance Blog","description":"Your source for home insurance information, tips, and resources.","publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization","name":"GetHomeInsuranceQuotes.com","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","width":200,"height":80,"caption":"GetHomeInsuranceQuotes.com"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/HomeInsKing"]},{"@type":"Person","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8","name":"Mark Vallet","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","caption":"Mark Vallet"},"description":"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/"}]}},"_links":{"self":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/898"}],"collection":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/comments?post=898"}],"version-history":[{"count":1,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/898\/revisions"}],"predecessor-version":[{"id":900,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/898\/revisions\/900"}],"wp:attachment":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/media?parent=898"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/categories?post=898"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/tags?post=898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}