{"id":3287,"date":"2025-08-18T11:02:09","date_gmt":"2025-08-18T11:02:09","guid":{"rendered":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?p=3287"},"modified":"2025-08-18T11:02:11","modified_gmt":"2025-08-18T11:02:11","slug":"how-can-i-lower-my-homeowners-insurance-rate","status":"publish","type":"post","link":"https:\/\/www.gethomeinsurancequotes.com\/blog\/how-can-i-lower-my-homeowners-insurance-rate\/","title":{"rendered":"How can I lower my homeowners insurance rate?"},"content":{"rendered":"\n
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According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires<\/a> were more common.\u00a0<\/p>\n\n\n\n

In a recent AOL.com article, Paul Burns commented on how he had spent quite a bit of money and time making sure his home was in great condition. He had added a new roof, siding and air conditioning but despite his efforts his insurance premium went up $300.<\/p>\n\n\n\n

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“I am like how much did it go up? And they told me and I’m like this doesn’t make sense!” Burns said in the recent AOL article. The increase came despite the fact that he had never made a claim on his policy. “No, I’ve had no claims,” he said.<\/p>\n<\/blockquote>\n\n\n\n

Burns said in the AOL article that his insurer blamed the cost of building materials for the premium increase. “You raised my insurance almost 25% because building materials went up? That’s crazy!” he said in the AOL article.<\/p>\n\n\n\n

A Few Tips to Lower Your Premium<\/strong><\/h2>\n\n\n\n

Extreme weather, being generated by climate change is one of the main reasons homeowner insurance premiums continue to rise according to Holden Lewis with Nerdwallet. “We’re seeing more frequent disasters, and when they hit, they’re hitting more areas,” Lewis said in the AOL article.<\/p>\n\n\n\n

Inflation is the other fact that is pushing up the cost of homeowner insurance. “When it costs more to repair a house, it’s gonna cost more to insure that house,” Lewis said in the AOL article.<\/p>\n\n\n\n

Lewis offered a variety of tips to help lower your premium in the AOL article:<\/p>\n\n\n\n