{"id":3280,"date":"2025-07-24T18:49:41","date_gmt":"2025-07-24T18:49:41","guid":{"rendered":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?p=3280"},"modified":"2025-07-24T18:49:43","modified_gmt":"2025-07-24T18:49:43","slug":"compare-2025-homeowners-insurance-rates-in-every-state","status":"publish","type":"post","link":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/","title":{"rendered":"Compare 2025 Homeowners Insurance Rates in Every State"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.\u00a0<\/p>\n\n\n\n

The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South are leading to more frequent claims which combined with higher payout amounts are pushing insurers to raise rates. <\/p>\n\n\n\n

Insurify predicts that the cost of homeowners coverage will jump up 8% by the end of the year with the national average paid for coverage hitting $3,520. This translates into a $261 increase for the average household over the next 12 months.<\/p>\n\n\n\n

\n

“Areas that are more sensitive to climate risks will naturally experience sharper insurance increases, but even less disaster-prone areas will see insurance premiums rise simply due to the fact that repairs have become more costly,” explained\u00a0Joel Berner, senior economist at\u00a0Realtor.com\u00ae.in a recent Realtor.com article.\u00a0<\/p>\n<\/blockquote>\n\n\n\n

\n

“Labor and material costs continue to grow, which puts insurers in a position where they have to pay out more for full-replacement claims and therefore have to charge higher premiums, he continued.<\/p>\n<\/blockquote>\n\n\n\n

Data from the National Centers for Environmental Information (NCEI) shows that natural disasters have caused damages in excess of $1 trillion since 2017. As more severe and frequent storms hit the country, insurers are forced to raise rates to stay profitable. <\/p>\n\n\n\n

Unfortunately, the pain is not spread evenly with some states seeing much higher increases than others. Obviously, states where severe weather or wildfires are more frequent will see bigger increases than states with lower risk factors. <\/p>\n\n\n\n

According to the Realtor.com article, here are the projected average rates by state as well as the percentage increase homeowners can expect:<\/p>\n\n\n\n

Average Homeowners Insurance Premiums for 2025 Per State<\/h2>\n\n\n\n
State<\/td>2025 Average Homeowners Insurance Rate<\/td>Rate Increased by:<\/td><\/tr>
Alabama<\/td>$5,831<\/td>$386 <\/td><\/tr>
Alaska<\/td>$1,543<\/td>$74 <\/td><\/tr>
Arizona<\/td>$3,240<\/td>$229 <\/td><\/tr>
Arkansas<\/td>$5,077<\/td>$588 <\/td><\/tr>
California<\/td>$2,930<\/td>$509 <\/td><\/tr>
Colorado<\/td>$6,630<\/td>$646 <\/td><\/tr>
Connecticut<\/td>$2,724<\/td>$124 <\/td><\/tr>
Delaware<\/td>$1,693<\/td>$87 <\/td><\/tr>
Florida<\/td>$15,460<\/td>$1,320<\/td><\/tr>
Georgia<\/td>$3,826<\/td>$299 <\/td><\/tr>
Hawaii<\/td>$1,808<\/td>$260 <\/td><\/tr>
Idaho<\/td>$2,595<\/td>$187 <\/td><\/tr>
Illinois<\/td>$3,402<\/td>$314 <\/td><\/tr>
Indiana<\/td>$2,766<\/td>$192 <\/td><\/tr>
Iowa<\/td>$3,825<\/td>$624 <\/td><\/tr>
Kansas<\/td>$4,782<\/td>$226 <\/td><\/tr>
Kentucky<\/td>$3,623<\/td>$329 <\/td><\/tr>
Louisiana<\/td>$13,937<\/td>$2,974<\/td><\/tr>
Maine<\/td>$1,688<\/td>$47 <\/td><\/tr>
Maryland<\/td>$2,385<\/td>$179 <\/td><\/tr>
Massachusetts<\/td>$2,432<\/td>$51 <\/td><\/tr>
Michigan<\/td>$3,290<\/td>$252 <\/td><\/tr>
Minnesota<\/td>$4,058<\/td>$534 <\/td><\/tr>
Mississippi<\/td>$5,198<\/td>$389 <\/td><\/tr>
Missouri<\/td>$3,641<\/td>$237 <\/td><\/tr>
Montana<\/td>$2,433<\/td>$229 <\/td><\/tr>
Nebraska<\/td>$5,203<\/td>$478 <\/td><\/tr>
Nevada<\/td>$1,839<\/td>$96 <\/td><\/tr>
New Hampshire<\/td>$1,608<\/td>$52 <\/td><\/tr>
New Jersey<\/td>$1,773<\/td>$99 <\/td><\/tr>
New Mexico<\/td>$4,745<\/td>$285 <\/td><\/tr>
New York<\/td>$2,855<\/td>$123 <\/td><\/tr>
North Carolina<\/td>$3,432<\/td>$198 <\/td><\/tr>
North Dakota<\/td>$3,931<\/td>$219 <\/td><\/tr>
Ohio<\/td>$2,006<\/td>$155 <\/td><\/tr>
Oklahoma<\/td>$8,369<\/td>$607 <\/td><\/tr>
Oregon<\/td>$1,807<\/td>$190 <\/td><\/tr>
Pennsylvania<\/td>$1,806<\/td>$111 <\/td><\/tr>
Rhode Island<\/td>$2,897<\/td>$118 <\/td><\/tr>
South Carolina<\/td>$4,172<\/td>$155 <\/td><\/tr>
South Dakota<\/td>$4,061<\/td>$465 <\/td><\/tr>
Tennessee<\/td>$3,527<\/td>$279 <\/td><\/tr>
Texas<\/td>$6,522<\/td>$516 <\/td><\/tr>
Utah<\/td>$2,215<\/td>$178 <\/td><\/tr>
Vermont<\/td>$1,248<\/td>$39 <\/td><\/tr>
Virginia<\/td>$2,278<\/td>$117 <\/td><\/tr>
Washington<\/td>$1,995<\/td>$141 <\/td><\/tr>
West Virginia<\/td>$1,744<\/td>$88 <\/td><\/tr>
Wisconsin<\/td>$2,050<\/td>$158 <\/td><\/tr>
Wyoming<\/td>$2,424 <\/td>$155<\/td><\/tr>
<\/td><\/td><\/td><\/tr>
Average Overall<\/td>$3,520<\/td>$261 <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Residents of the Sunshine State (Florida) will continue to pay the highest average premiums in the country with the average annual premium hitting $15,460 by the end of the year. This is a 9% increase from the average rate of $14,140 in 2024.<\/p>\n\n\n\n

Florida<\/a>\u00a0remains the most expensive state for home insurance premiums\u2014with the average yearly rate of $14,140 in 2024. The average annual cost in the Sunshine State is expected to rise to $15,460 by the end of the year\u2014that’s a 9% increase<\/p>\n\n\n\n

Coastal states make up five of the most expensive locations for homeowners insurance, largely due to the massive damage that hurricanes cause. <\/p>\n\n\n\n

Louisiana is number two with an average annual rate of $10,964 in 2024 and Oklahoma grabs the third spot with an estimated annual average of $8,369 by the end of the year. Oklahoma is home to plenty of tornadoes, hail and wind events which can be almost as damaging as a hurricane.<\/p>\n\n\n\n

The top 10 most expensive states for homeowners insurance in 2025 are:<\/p>\n\n\n\n

State<\/strong><\/td>Most Expensive Premiums<\/strong><\/td>How much your rate may have increased in 1 year:<\/strong><\/td><\/tr>
Florida<\/td>$15,460<\/td>$1,320<\/td><\/tr>
Louisiana<\/td>$13,937<\/td>$2,974<\/td><\/tr>
Oklahoma<\/td>$8,369<\/td>$607 <\/td><\/tr>
Colorado<\/td>$6,630<\/td>$646 <\/td><\/tr>
Texas<\/td>$6,522<\/td>$516 <\/td><\/tr>
Alabama<\/td>$5,831<\/td>$386 <\/td><\/tr>
Nebraska<\/td>$5,203<\/td>$478 <\/td><\/tr>
Mississippi<\/td>$5,198<\/td>$389 <\/td><\/tr>
Arkansas<\/td>$5,077<\/td>$588 <\/td><\/tr>
Kansas<\/td>$4,782<\/td>$226 <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

When it comes to states where premiums are rising the fastest, Louisiana is king. Residents of the Pelican State saw an increase of 38% in 2024 pushing the average premium to $10,964 according to Insurify. The average could jump up to $13,937 by the end of the year.<\/p>\n\n\n\n

Californians could see their rates head up by 21% to an average of $2,930 making it the state with the second largest percentage increase this year. <\/p>\n\n\n\n

Iowa joins the party in the number third spot is with an average annual increase of 19% which will push up the average premium to $3,825 by the end of the year. Tornadoes, flooding and hailstorms are major drivers of the increases in the Hawkeye State. <\/p>\n\n\n\n

All of the premium increases can hit homeowners pocketbooks hard, making homeownership less affordable <\/p>\n\n\n\n

“Increases to home insurance premiums further complicate the math for prospective homeowners,” says Berner in the Realtor.com article. “Additional monthly costs mean buyers can afford less home. When buyers’ budgets shrink, they must either reduce the amount they spend on a home or forgo a new home purchase altogether.”<\/p>\n\n\n\n

According to Insurify, homeowners in every state will see a rate increase which range from a low of 2% up to 27% for residents of Louisiana.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.\u00a0 The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,3],"tags":[77,917,180,1150],"class_list":["post-3280","post","type-post","status-publish","format-standard","hentry","category-homeowners-insurance","category-news","tag-average-rates","tag-cost-of-home-insurance","tag-rate-hikes","tag-rates-by-state"],"yoast_head":"\nCompare 2025 Homeowners Insurance Rates in Every State - Homeowners Insurance Blog<\/title>\n<meta name=\"description\" content=\"According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.\u00a0 The study found\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compare 2025 Homeowners Insurance Rates in Every State - Homeowners Insurance Blog\" \/>\n<meta property=\"og:description\" content=\"According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.\u00a0 The study found\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/\" \/>\n<meta property=\"og:site_name\" content=\"Homeowners Insurance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-24T18:49:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-24T18:49:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/2025-home-insurance-premiuims-per-state.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mark Vallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mark Vallet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/\"},\"author\":{\"name\":\"Mark Vallet\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\"},\"headline\":\"Compare 2025 Homeowners Insurance Rates in Every State\",\"datePublished\":\"2025-07-24T18:49:41+00:00\",\"dateModified\":\"2025-07-24T18:49:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/\"},\"wordCount\":822,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/2025-home-insurance-premiuims-per-state.jpg\",\"keywords\":[\"average rates\",\"cost of home insurance\",\"rate hikes\",\"rates by state\"],\"articleSection\":[\"Homeowners Insurance\",\"News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/\",\"name\":\"Compare 2025 Homeowners Insurance Rates in Every State - Homeowners Insurance Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/2025-home-insurance-premiuims-per-state.jpg\",\"datePublished\":\"2025-07-24T18:49:41+00:00\",\"dateModified\":\"2025-07-24T18:49:43+00:00\",\"description\":\"According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.\u00a0 The study found\",\"breadcrumb\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#primaryimage\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/2025-home-insurance-premiuims-per-state.jpg\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/2025-home-insurance-premiuims-per-state.jpg\",\"width\":1000,\"height\":667},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Compare 2025 Homeowners Insurance Rates in Every State\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"name\":\"Best Homeowners Insurance Blog\",\"description\":\"Your source for home insurance information, tips, and resources.\",\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\",\"name\":\"GetHomeInsuranceQuotes.com\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"width\":200,\"height\":80,\"caption\":\"GetHomeInsuranceQuotes.com\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/HomeInsKing\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\",\"name\":\"Mark Vallet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"caption\":\"Mark Vallet\"},\"description\":\"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Compare 2025 Homeowners Insurance Rates in Every State - Homeowners Insurance Blog","description":"According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.\u00a0 The study found","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/","og_locale":"en_US","og_type":"article","og_title":"Compare 2025 Homeowners Insurance Rates in Every State - Homeowners Insurance Blog","og_description":"According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.\u00a0 The study found","og_url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/","og_site_name":"Homeowners Insurance Blog","article_published_time":"2025-07-24T18:49:41+00:00","article_modified_time":"2025-07-24T18:49:43+00:00","og_image":[{"width":1000,"height":667,"url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/2025-home-insurance-premiuims-per-state.jpg","type":"image\/jpeg"}],"author":"Mark Vallet","twitter_misc":{"Written by":"Mark Vallet","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#article","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/"},"author":{"name":"Mark Vallet","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8"},"headline":"Compare 2025 Homeowners Insurance Rates in Every State","datePublished":"2025-07-24T18:49:41+00:00","dateModified":"2025-07-24T18:49:43+00:00","mainEntityOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/"},"wordCount":822,"commentCount":0,"publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/2025-home-insurance-premiuims-per-state.jpg","keywords":["average rates","cost of home insurance","rate hikes","rates by state"],"articleSection":["Homeowners Insurance","News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/","name":"Compare 2025 Homeowners Insurance Rates in Every State - Homeowners Insurance Blog","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#primaryimage"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/2025-home-insurance-premiuims-per-state.jpg","datePublished":"2025-07-24T18:49:41+00:00","dateModified":"2025-07-24T18:49:43+00:00","description":"According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.\u00a0 The study found","breadcrumb":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#primaryimage","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/2025-home-insurance-premiuims-per-state.jpg","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/2025-home-insurance-premiuims-per-state.jpg","width":1000,"height":667},{"@type":"BreadcrumbList","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/compare-2025-homeowners-insurance-rates-in-every-state\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.gethomeinsurancequotes.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Compare 2025 Homeowners Insurance Rates in Every State"}]},{"@type":"WebSite","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","name":"Best Homeowners Insurance Blog","description":"Your source for home insurance information, tips, and resources.","publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization","name":"GetHomeInsuranceQuotes.com","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","width":200,"height":80,"caption":"GetHomeInsuranceQuotes.com"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/HomeInsKing"]},{"@type":"Person","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8","name":"Mark Vallet","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","caption":"Mark Vallet"},"description":"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/"}]}},"_links":{"self":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/3280"}],"collection":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/comments?post=3280"}],"version-history":[{"count":1,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/3280\/revisions"}],"predecessor-version":[{"id":3282,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/3280\/revisions\/3282"}],"wp:attachment":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/media?parent=3280"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/categories?post=3280"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/tags?post=3280"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}