{"id":3272,"date":"2025-07-07T17:34:58","date_gmt":"2025-07-07T17:34:58","guid":{"rendered":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?p=3272"},"modified":"2025-07-07T17:35:01","modified_gmt":"2025-07-07T17:35:01","slug":"what-causes-north-carolina-home-insurance-to-go-up","status":"publish","type":"post","link":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/","title":{"rendered":"What causes North Carolina home insurance to go up?"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium. <\/p>\n\n\n\n

On average, homeowners in North Carolina<\/a> saw a rate jump of 7.5% on June 1st<\/sup>\u00a0due to a settlement reached by the\u00a0North Carolina Department of Insurance but this certainly\u00a0doesn\u2019t explain a 41% increase.\u00a0<\/p>\n\n\n\n

Doug Corkhill is a resident of Swain County in North Carolina.  \u201cWe look out at 14 miles across the valley to the crest of the Great Smoky Mountains National Park,\u201d Corkhill said in a recent Wral News article.<\/p>\n\n\n\n

Corkhill claims to have never seen his insurance numbers go up so fast and so high. \u201cI made no changes, they made no changes, the house hasn’t moved, so it just was startling,\u201d Corkhill said in the Wral News article.<\/p>\n\n\n\n

Corkhill\u2019s USAA premium went from $3,027 a year to $4,278, which is a shocking 41% increase.\u00a0Corkhill has never made a claim on his 5-year-old home.\u00a0<\/strong><\/p>\n\n\n\n

WRAL News checked rate changes for Swain County, where Corkhill lives, rates and found that rates in his area had not increased at all. <\/p>\n\n\n\n

\u201cSomething’s not right here,\u201d Corkhill said in the recent Wral News article.<\/p>\n\n\n\n

On Corkhill\u2019s behalf, Wral News reached out to USAA to inquire about the situation. USAA provided the following statement. <\/p>\n\n\n\n

\u201cWhile we cannot share specific details on a policy due to member privacy, USAA\u2019s goal is to provide insurance that is competitively priced to cover expected losses and expenses.<\/p>\n\n\n\n

\u201cRepair costs and home values have increased significantly in recent years, which has impacted insurance rates for consumers across the country. We regularly work with members to conduct an annual policy review to ensure they maintain the proper coverage, while also taking advantage of all available discounts, including connected home discounts that have become increasingly popular.<\/p>\n\n\n\n

\n

\u201cAt USAA, we\u2019re committed minimizing the impact to members while maintaining financial strength, excellent service and value \u2014 just as we have for over 100 years.\u201d<\/p>\n<\/blockquote>\n\n\n\n

Yet USAA wasn\u2019t being entirely honest. Corkhill had at one point agreed to \u201cConsent to Rate\u201d, which he only discovered upon his premium increase. This clause is something all insurance companies can write into policies within North Carolina. <\/p>\n\n\n\n

Consent to rate lets insurance companies raise rates up to 250% more than the maximum rate allowed by the state. In Corkhill\u2019s case, the state max is $2,354 but under the clause he signed he can be charged up to $5,885.<\/p>\n\n\n\n

\u201cThis company is saying to that policy holder, we will insure this house, but in order to insure this, this is the premium we have to have to do it,\u201d said North Carolina Insurance Commissioner Mike Causey in the recent Wral News article.<\/p>\n\n\n\n

Consent to rate has been the law in North Carolina since 1977. <\/p>\n\n\n\n

The policy hasn\u2019t gone unchanged however. Before 2019, insurers had to get homeowners to sign an annual document agreeing to consent to rate premiums every year. This, supposedly cause problems for insurance companies. <\/p>\n\n\n\n

\u201cIn too many cases, homeowners had their homeowner\u2019s policies canceled because they were not aware. They didn’t get the letter, and they failed to sign the consent to rate,\u201d Causey said in the Wral News article.<\/p>\n\n\n\n

In response, the legislature changed the law. In 2019, insurers don\u2019t need annual signatures anymore. They only have to put a warning in bold print on renewal forms.<\/p>\n\n\n\n

Causey, claims this revision works better. <\/p>\n\n\n\n

WRAL asked Causey if it really is better for consumers given that insurers can now raise premiums without explicit consent each year. <\/p>\n\n\n\n

\u201cWell, [insurers] have explicit consent, because when [homeowners] buy the policy, they sign that this is a consent to rate,\u201d Causey said to Wral.<\/p>\n\n\n\n

Since the law change, insurers have jumped at the chance to join consent to rate. In 2018 only 41% of companies used consent to rate, in 2024 the number is 55%. <\/p>\n\n\n\n

\u201cI don’t mind that they raised my rate,\u201d Corkhill said about his insurer in the WRAL article. \u201cBut it seemed excessive.\u201d <\/p>\n\n\n\n

\u201cI’ve heard their messages loud and clear, but at the same time, as commissioner, I’m required to try to keep a healthy insurance market so the insurance companies don’t pull out because that would be harmful to consumers,\u201d Causey said in the Wral News article.<\/p>\n\n\n\n

The North Carolina Rate Bureau, which negotiates rates with the state on behalf of insurers has this to say about the Consent to Rate policy, <\/p>\n\n\n\n

\u201cConsent to Rate has been part of North Carolina’s insurance regulations since 1977 because the General Assembly recognized that risk varies so widely from property to property that it can’t always be covered by charging the base rate. Most states have a law like this. In North Carolina, data on consent to rate is collected by the Department of Insurance, so the bureau does not have detailed information on its use, but we believe it’s likely that the number of consent to rate policies crept up in recent years in part because the base rate has not increased on par with the rapidly growing costs of disasters and disaster recovery – costs driven in part by climate change and in part by inflation in the construction industry.<\/p>\n\n\n\n

\u201cIt’s important to strike a balance: Rates must be affordable, but if regulations suppress them too far below market rates, insurance carriers won’t want to write policies in North Carolina. That reduces competition and – in a worst-case scenario – makes coverage difficult or impossible to come by. Since property insurers are not required to offer coverage in North Carolina, consent to rate provides a mechanism for people to obtain a policy when an insurance company may otherwise decline to take on the risk at the base rate. Thankfully North Carolina has a competitive market: More than 100 carriers write property insurance here, and customers can shop for the price and coverage that best fits their needs.”<\/p>\n\n\n\n

The consumer does reserve the right to say no to consent to rate. However, if the customer declines, the insurer can drop them. Many homeowners may be able to find a better rate by shopping with other insurance carriers. <\/p>\n\n\n\n

Customers are also able to raise their deductible to lower the cost of their premiums. <\/p>\n\n\n\n

It is essential to make sure you\u2019re taking advantage of all discounts<\/a>, bundling opportunities and to read the small print in order to help lower your insurance bills.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st\u00a0due to a settlement reached by the\u00a0North Carolina Department of Insurance but this certainly\u00a0doesn\u2019t explain a 41% increase.\u00a0 Doug Corkhill is […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[50],"tags":[12,51,318,273,180,219],"class_list":["post-3272","post","type-post","status-publish","format-standard","hentry","category-north-carolina","tag-homeowners-insurance-2","tag-nc-home-insurance","tag-north-carolina","tag-premiums","tag-rate-hikes","tag-rate-increases"],"yoast_head":"\nWhat causes North Carolina home insurance to go up? - Homeowners Insurance Blog<\/title>\n<meta name=\"description\" content=\"A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What causes North Carolina home insurance to go up? - Homeowners Insurance Blog\" \/>\n<meta property=\"og:description\" content=\"A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/\" \/>\n<meta property=\"og:site_name\" content=\"Homeowners Insurance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-07T17:34:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-07T17:35:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/great-smokey-mountains.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"666\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mark Vallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mark Vallet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/\"},\"author\":{\"name\":\"Mark Vallet\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\"},\"headline\":\"What causes North Carolina home insurance to go up?\",\"datePublished\":\"2025-07-07T17:34:58+00:00\",\"dateModified\":\"2025-07-07T17:35:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/\"},\"wordCount\":1074,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/great-smokey-mountains.jpg\",\"keywords\":[\"homeowners insurance\",\"nc home insurance\",\"north carolina\",\"premiums\",\"rate hikes\",\"rate increases\"],\"articleSection\":[\"North Carolina\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/\",\"name\":\"What causes North Carolina home insurance to go up? - Homeowners Insurance Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/great-smokey-mountains.jpg\",\"datePublished\":\"2025-07-07T17:34:58+00:00\",\"dateModified\":\"2025-07-07T17:35:01+00:00\",\"description\":\"A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North\",\"breadcrumb\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#primaryimage\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/great-smokey-mountains.jpg\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/great-smokey-mountains.jpg\",\"width\":1000,\"height\":666},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What causes North Carolina home insurance to go up?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"name\":\"Best Homeowners Insurance Blog\",\"description\":\"Your source for home insurance information, tips, and resources.\",\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\",\"name\":\"GetHomeInsuranceQuotes.com\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"width\":200,\"height\":80,\"caption\":\"GetHomeInsuranceQuotes.com\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/HomeInsKing\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\",\"name\":\"Mark Vallet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"caption\":\"Mark Vallet\"},\"description\":\"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What causes North Carolina home insurance to go up? - Homeowners Insurance Blog","description":"A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/","og_locale":"en_US","og_type":"article","og_title":"What causes North Carolina home insurance to go up? - Homeowners Insurance Blog","og_description":"A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North","og_url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/","og_site_name":"Homeowners Insurance Blog","article_published_time":"2025-07-07T17:34:58+00:00","article_modified_time":"2025-07-07T17:35:01+00:00","og_image":[{"width":1000,"height":666,"url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/great-smokey-mountains.jpg","type":"image\/jpeg"}],"author":"Mark Vallet","twitter_misc":{"Written by":"Mark Vallet","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#article","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/"},"author":{"name":"Mark Vallet","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8"},"headline":"What causes North Carolina home insurance to go up?","datePublished":"2025-07-07T17:34:58+00:00","dateModified":"2025-07-07T17:35:01+00:00","mainEntityOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/"},"wordCount":1074,"commentCount":0,"publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/great-smokey-mountains.jpg","keywords":["homeowners insurance","nc home insurance","north carolina","premiums","rate hikes","rate increases"],"articleSection":["North Carolina"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/","name":"What causes North Carolina home insurance to go up? - Homeowners Insurance Blog","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#primaryimage"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/great-smokey-mountains.jpg","datePublished":"2025-07-07T17:34:58+00:00","dateModified":"2025-07-07T17:35:01+00:00","description":"A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North","breadcrumb":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#primaryimage","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/great-smokey-mountains.jpg","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/07\/great-smokey-mountains.jpg","width":1000,"height":666},{"@type":"BreadcrumbList","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/what-causes-north-carolina-home-insurance-to-go-up\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.gethomeinsurancequotes.com\/blog\/"},{"@type":"ListItem","position":2,"name":"What causes North Carolina home insurance to go up?"}]},{"@type":"WebSite","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","name":"Best Homeowners Insurance Blog","description":"Your source for home insurance information, tips, and resources.","publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization","name":"GetHomeInsuranceQuotes.com","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","width":200,"height":80,"caption":"GetHomeInsuranceQuotes.com"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/HomeInsKing"]},{"@type":"Person","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8","name":"Mark Vallet","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","caption":"Mark Vallet"},"description":"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/"}]}},"_links":{"self":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/3272"}],"collection":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/comments?post=3272"}],"version-history":[{"count":1,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/3272\/revisions"}],"predecessor-version":[{"id":3274,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/3272\/revisions\/3274"}],"wp:attachment":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/media?parent=3272"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/categories?post=3272"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/tags?post=3272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}