{"id":3234,"date":"2025-04-22T16:04:53","date_gmt":"2025-04-22T16:04:53","guid":{"rendered":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?p=3234"},"modified":"2025-04-22T16:04:56","modified_gmt":"2025-04-22T16:04:56","slug":"top-10-states-that-have-the-highest-rates-of-uninsured-homes","status":"publish","type":"post","link":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/","title":{"rendered":"Top 10 States That Have the Highest Rates of Uninsured Homes"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes.jpg\" alt=\"\" class=\"wp-image-3235\" srcset=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes.jpg 1000w, https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes-600x400.jpg 600w, https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have <a href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/homeowners-insurance-claim-check-101\/\">filed a claim<\/a> or not.\u00a0<\/p>\n\n\n\n<p>Data from the U.S. Department of the Treasury shows that from 2018 to 2022, the average homeowners insurance premium rose 8.7% faster than inflation. As the cost of homeowners insurance continues to rise, some Americans have decided to drop their coverage and take their chances.&nbsp;<\/p>\n\n\n\n<p>According to a recent Lending Tree study, almost 1 in 7 homes across the U.S. are uninsured. The report used data from the U.S. Census Bureau and Federal Emergency Management Agency. Nationwide the study found that 11.3 million of 82.9 million owner-occupied homes are not covered by homeowners insurance which breaks down to 13.6% of homeowners are not protected by insurance. In some states and cities, the percentage is much higher.<\/p>\n\n\n\n<p>In the recent GOBankingRates.com article, Rob Bhatt, a LendingTree home insurance expert and licensed insurance agent, expressed concerns about the percentage of homeowners now carrying coverage.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cFor most people, your home is your most important investment,\u201d Bhatt said in a March 17 press release. \u201cIt\u2019s important to protect that investment with insurance. Insurance has become more expensive and harder to get in recent years. This is putting people just one disaster away from losing the physical and financial security their home provides.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>The number of homes not protected by insurance varies by state with states that are prone to severe weather seeing some of the highest rates of uninsured homes.&nbsp;<\/p>\n\n\n\n<p><strong>Here is a quick look at the 10 states that have the highest rates of uninsured homes:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>State<\/strong><\/td><td><strong>Highest Rates of Uninsured Homes<\/strong><\/td><\/tr><tr><td>West Virginia<\/td><td>23.00%<\/td><\/tr><tr><td>Mississippi<\/td><td>22.90%<\/td><\/tr><tr><td>Louisiana<\/td><td>21.10%<\/td><\/tr><tr><td>Alaska<\/td><td>20.40%<\/td><\/tr><tr><td>Alabama<\/td><td>19.10%<\/td><\/tr><tr><td>Oklahoma<\/td><td>18.90%<\/td><\/tr><tr><td>Arkansas<\/td><td>18.90%<\/td><\/tr><tr><td>North Dakota<\/td><td>18.70%<\/td><\/tr><tr><td>Florida<\/td><td>18.10%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Many of these states experience frequent, severe weather events that often result in hail, wind and even hurricane damage which is why homeowners insurance is more expensive, the larger the risk, the larger your insurance premium.&nbsp;<\/p>\n\n\n\n<p>The Lending Tree report also looked at the 10 U.S. metro areas with the highest percentage of uninsured homes. <a href=\"https:\/\/www.gethomeinsurancequotes.com\/florida\/homeowners-insurance-quotes.php\">Florida<\/a> was the big loser with 4 cities in the top 10, the Sunshine State experiences severe weather on a frequent basis in addition to having a troubled insurance market.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>City, State<\/strong> (Metro)<\/td><td><strong>Highest Rates of Uninsured Homes<\/strong><\/td><\/tr><tr><td>McAllen, Texas<\/td><td>43.30%<\/td><\/tr><tr><td>El Paso, Texas<\/td><td>23.00%<\/td><\/tr><tr><td>Miami<\/td><td>21.00%<\/td><\/tr><tr><td>Lakeland, Florida<\/td><td>20.20%<\/td><\/tr><tr><td>Jackson, Mississippi<\/td><td>19.70%<\/td><\/tr><tr><td>Tampa, Florida<\/td><td>18.50%<\/td><\/tr><tr><td>Birmingham, Alabama<\/td><td>18.40%<\/td><\/tr><tr><td>Cape Coral, Florida<\/td><td>17.90%<\/td><\/tr><tr><td>Baton Rouge, Louisiana<\/td><td>17.60%<\/td><\/tr><tr><td>San Antonio<\/td><td>16.30%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>While dumping your homeowners coverage may seem like an easy way to save a bit of money, it can be a life changing decision if your home is severely damaged or destroyed. Unless you can <a href=\"https:\/\/www.gethomeinsurancequotes.com\/calculators\/home-replacement-cost-calculator.php\">easily afford to rebuild your home<\/a> and replace all of your personal property, your home should be protected by a homeowner\u2019s policy.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.\u00a0 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[103,381,127,433,65,844],"class_list":["post-3234","post","type-post","status-publish","format-standard","hentry","category-news","tag-claims","tag-homes","tag-mortgage-2","tag-premium","tag-rates","tag-underinsured"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top 10 States That Have the Highest Rates of Uninsured Homes - Homeowners Insurance Blog<\/title>\n<meta name=\"description\" content=\"As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 10 States That Have the Highest Rates of Uninsured Homes - Homeowners Insurance Blog\" \/>\n<meta property=\"og:description\" content=\"As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/\" \/>\n<meta property=\"og:site_name\" content=\"Homeowners Insurance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-22T16:04:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-22T16:04:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mark Vallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mark Vallet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/\"},\"author\":{\"name\":\"Mark Vallet\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\"},\"headline\":\"Top 10 States That Have the Highest Rates of Uninsured Homes\",\"datePublished\":\"2025-04-22T16:04:53+00:00\",\"dateModified\":\"2025-04-22T16:04:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/\"},\"wordCount\":494,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes.jpg\",\"keywords\":[\"claims\",\"homes\",\"mortgage\",\"premium\",\"rates\",\"underinsured\"],\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/\",\"name\":\"Top 10 States That Have the Highest Rates of Uninsured Homes - Homeowners Insurance Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes.jpg\",\"datePublished\":\"2025-04-22T16:04:53+00:00\",\"dateModified\":\"2025-04-22T16:04:56+00:00\",\"description\":\"As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#primaryimage\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes.jpg\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes.jpg\",\"width\":1000,\"height\":667},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Top 10 States That Have the Highest Rates of Uninsured Homes\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"name\":\"Best Homeowners Insurance Blog\",\"description\":\"Your source for home insurance information, tips, and resources.\",\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\",\"name\":\"GetHomeInsuranceQuotes.com\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"width\":200,\"height\":80,\"caption\":\"GetHomeInsuranceQuotes.com\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/HomeInsKing\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\",\"name\":\"Mark Vallet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"caption\":\"Mark Vallet\"},\"description\":\"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Top 10 States That Have the Highest Rates of Uninsured Homes - Homeowners Insurance Blog","description":"As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/","og_locale":"en_US","og_type":"article","og_title":"Top 10 States That Have the Highest Rates of Uninsured Homes - Homeowners Insurance Blog","og_description":"As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims.","og_url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/","og_site_name":"Homeowners Insurance Blog","article_published_time":"2025-04-22T16:04:53+00:00","article_modified_time":"2025-04-22T16:04:56+00:00","og_image":[{"width":1000,"height":667,"url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes.jpg","type":"image\/jpeg"}],"author":"Mark Vallet","twitter_misc":{"Written by":"Mark Vallet","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#article","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/"},"author":{"name":"Mark Vallet","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8"},"headline":"Top 10 States That Have the Highest Rates of Uninsured Homes","datePublished":"2025-04-22T16:04:53+00:00","dateModified":"2025-04-22T16:04:56+00:00","mainEntityOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/"},"wordCount":494,"commentCount":0,"publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes.jpg","keywords":["claims","homes","mortgage","premium","rates","underinsured"],"articleSection":["News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/","name":"Top 10 States That Have the Highest Rates of Uninsured Homes - Homeowners Insurance Blog","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#primaryimage"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes.jpg","datePublished":"2025-04-22T16:04:53+00:00","dateModified":"2025-04-22T16:04:56+00:00","description":"As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims.","breadcrumb":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#primaryimage","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes.jpg","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2025\/04\/top-ten-underinsured-homes.jpg","width":1000,"height":667},{"@type":"BreadcrumbList","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/top-10-states-that-have-the-highest-rates-of-uninsured-homes\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.gethomeinsurancequotes.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Top 10 States That Have the Highest Rates of Uninsured Homes"}]},{"@type":"WebSite","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","name":"Best Homeowners Insurance Blog","description":"Your source for home insurance information, tips, and resources.","publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization","name":"GetHomeInsuranceQuotes.com","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","width":200,"height":80,"caption":"GetHomeInsuranceQuotes.com"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/HomeInsKing"]},{"@type":"Person","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8","name":"Mark Vallet","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","caption":"Mark Vallet"},"description":"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/"}]}},"_links":{"self":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/3234"}],"collection":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/comments?post=3234"}],"version-history":[{"count":1,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/3234\/revisions"}],"predecessor-version":[{"id":3236,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/3234\/revisions\/3236"}],"wp:attachment":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/media?parent=3234"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/categories?post=3234"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/tags?post=3234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}