{"id":2819,"date":"2023-04-12T11:55:18","date_gmt":"2023-04-12T11:55:18","guid":{"rendered":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?p=2819"},"modified":"2023-04-12T11:55:18","modified_gmt":"2023-04-12T11:55:18","slug":"new-sb360-bill-may-fix-florida-home-insurance-rates","status":"publish","type":"post","link":"https:\/\/www.gethomeinsurancequotes.com\/blog\/new-sb360-bill-may-fix-florida-home-insurance-rates\/","title":{"rendered":"New SB360 Bill May Fix Florida Home Insurance Rates"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/04\/florida-housing-market.jpg\" alt=\"\" class=\"wp-image-2820\" srcset=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/04\/florida-housing-market.jpg 1000w, https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/04\/florida-housing-market-600x400.jpg 600w, https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/04\/florida-housing-market-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>A bill that is heading to Gov. Ron DeSantis\u2019 office for a signature may make it harder for homeowners to sue over construction defects they find in their Florida homes.\u00a0<\/p>\n\n\n\n<p>Senate Bill 360 is being touted by insurance companies and builders as necessary while personal injury lawyers and some in the legal community fear it will cost homeowners in the long run.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cThis is another way of helping to mitigate some of these lawsuits because the attorneys are always looking for the big pockets, they want the insurance to pay,\u201d said Phillip Wardell, the President of Access Insurance in a recent 12 News article.<\/p>\n<\/blockquote>\n\n\n\n<p>Wardell, is hopeful that <a href=\"https:\/\/www.flsenate.gov\/Session\/Bill\/2023\/360\" target=\"_blank\" rel=\"noreferrer noopener\">SB360<\/a> will lower housing costs in Florida\u2019s pricey market. One portion of the legislation will reduce the time homeowners have to sue over construction defects from 10 years down to seven years.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cIt does put a little more on the county and the governments that do their inspections to make sure they do a good job,\u201d said Wardell in the 12 News article.<\/p>\n<\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cThere\u2019s going to be a lot of unintended consequences and serious harm to condominium associations,\u201d said attorney Patrick Howell in the recent 12 News article.<\/p>\n<\/blockquote>\n\n\n\n<p>According to Howell under Florida law, condominium associations are managed by the property developer for 7 years and are then get turned over to the owners so the seven-year limit will cause issues for homeowners.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cWith this new change, which lowers the statute of repose, the deadline of filing a lawsuit to 7 years, there\u2019s no time for a condominium association to bring a cause of action or initiate a claim,\u201d Howell pointed out in the 12 News article.<\/p>\n<\/blockquote>\n\n\n\n<p>Wardell, on the other hand feels common sense laws like this will lower Florida home insurance costs for everyone in the state in the long run. \u201cOverall, we got to start somewhere I think this is a good start,\u201d said Wardell in the 12 News article.\u00a0<\/p>\n\n\n\n<p>If your rates have increased or you want to shop better coverage options, <a href=\"https:\/\/www.gethomeinsurancequotes.com\/florida\/homeowners-insurance-quotes.php\" target=\"_blank\" rel=\"noreferrer noopener\">simply click here to start shopping Florida home insurance rates<\/a> or give us a call now at 1-888-685-4704.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A bill that is heading to Gov. Ron DeSantis\u2019 office for a signature may make it harder for homeowners to sue over construction defects they find in their Florida homes.\u00a0 Senate Bill 360 is being touted by insurance companies and builders as necessary while personal injury lawyers and some in the legal community fear it [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36,3],"tags":[227,39,240,555,1025],"class_list":["post-2819","post","type-post","status-publish","format-standard","hentry","category-florida","category-news","tag-florida","tag-florida-home-insurance","tag-insurance-rates","tag-real-estate-market","tag-sb360"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>New SB360 Bill May Fix Florida Home Insurance Rates - Homeowners Insurance Blog<\/title>\n<meta name=\"description\" content=\"A bill that is heading to Gov. Ron DeSantis\u2019 office for a signature may make it harder for homeowners to sue over construction defects they find in their\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/new-sb360-bill-may-fix-florida-home-insurance-rates\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New SB360 Bill May Fix Florida Home Insurance Rates - Homeowners Insurance Blog\" \/>\n<meta property=\"og:description\" content=\"A bill that is heading to Gov. Ron DeSantis\u2019 office for a signature may make it harder for homeowners to sue over construction defects they find in their\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/new-sb360-bill-may-fix-florida-home-insurance-rates\/\" \/>\n<meta property=\"og:site_name\" content=\"Homeowners Insurance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-12T11:55:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/04\/florida-housing-market.jpg\" \/>\n<meta name=\"author\" content=\"Mark Vallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mark Vallet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/new-sb360-bill-may-fix-florida-home-insurance-rates\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/new-sb360-bill-may-fix-florida-home-insurance-rates\/\"},\"author\":{\"name\":\"Mark Vallet\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\"},\"headline\":\"New SB360 Bill May Fix Florida Home Insurance Rates\",\"datePublished\":\"2023-04-12T11:55:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/new-sb360-bill-may-fix-florida-home-insurance-rates\/\"},\"wordCount\":359,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/new-sb360-bill-may-fix-florida-home-insurance-rates\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/04\/florida-housing-market.jpg\",\"keywords\":[\"florida\",\"florida home insurance\",\"insurance rates\",\"real estate market\",\"SB360\"],\"articleSection\":[\"Florida\",\"News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/new-sb360-bill-may-fix-florida-home-insurance-rates\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/new-sb360-bill-may-fix-florida-home-insurance-rates\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/new-sb360-bill-may-fix-florida-home-insurance-rates\/\",\"name\":\"New SB360 Bill May Fix Florida Home Insurance Rates - Homeowners Insurance Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/new-sb360-bill-may-fix-florida-home-insurance-rates\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/new-sb360-bill-may-fix-florida-home-insurance-rates\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/04\/florida-housing-market.jpg\",\"datePublished\":\"2023-04-12T11:55:18+00:00\",\"description\":\"A bill that is heading to Gov. 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