{"id":2298,"date":"2021-06-15T12:18:55","date_gmt":"2021-06-15T12:18:55","guid":{"rendered":"https:\/\/www.homeinsuranceking.com\/blog\/?p=2298"},"modified":"2021-06-15T12:19:32","modified_gmt":"2021-06-15T12:19:32","slug":"president-biden-to-make-flood-insurance-affordable-for-low-income-americans","status":"publish","type":"post","link":"https:\/\/www.gethomeinsurancequotes.com\/blog\/president-biden-to-make-flood-insurance-affordable-for-low-income-americans\/","title":{"rendered":"President Biden to Make Flood Insurance Affordable for Low-Income Americans"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"823\" src=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/06\/biden-flood-insurance.jpg\" alt=\"\" class=\"wp-image-2299\" srcset=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/06\/biden-flood-insurance.jpg 1000w, https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/06\/biden-flood-insurance-600x494.jpg 600w, https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/06\/biden-flood-insurance-768x632.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>This year President Biden is working to make flood insurance more affordable for low-income Americans. The recently released budget outlines a new program that would make $358 million available to support the effort next year.&nbsp;<\/p>\n\n\n\n<p>This money would be used to make flood insurance affordable for low-income families all over America. The program would help low-income families pay for flood insurance as well as allow them to take additional action to prevent their properties from flooding.&nbsp;<\/p>\n\n\n\n<p>The new program would be funded within the 2022 $6 trillion budget that was recently released by the Biden administration. This program will be one of the very first times, low-income property owners have received flooding assistance from the federal government.&nbsp;<\/p>\n\n\n\n<p>Biden\u2019s approach aims to focus on the severe flooding issues in the country as flooding becomes more common and destructive due to the alarming change in the climate. Millions of property owners in America don\u2019t have a flood policy in place to protect their homes against flooding and as a result, face a severe financial risk if their home is flooded.&nbsp;<\/p>\n\n\n\n<p>The project is designed to lower the cost of flood insurance for low-income property owners. \u201cThis proposal is expected to increase the number of policy holders and help make obtaining and maintaining flood insurance more affordable for those who qualify [for federal aid],\u201d said a recent FEMA press release.<\/p>\n\n\n\n<p>The program is also designed to endorse FEMA\u2019s restructuring of NFIP\u2019s pricing which is called Risk Rating 2.0. FEMA\u2019s ambition with Risk Rating 2.0 is to make premiums for flood insurance policies better reflect the genuine risk of the property being insured.&nbsp;<\/p>\n\n\n\n<p>Risk Rating 2.0 is likely to raise the cost of flood insurance for over 200,000 policyholders, along with a moderate price rise for roughly 3.7 million policies. Premiums would decrease for about 1 million policyholders according to FEMA.&nbsp;<\/p>\n\n\n\n<p>We can help you <a href=\"https:\/\/www.gethomeinsurancequotes.com\/flood-insurance\/\">shop and compare flood insurance rates<\/a>, give us a call at 888-620-1954 to easily compare prices and coverage options. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>This year President Biden is working to make flood insurance more affordable for low-income Americans. The recently released budget outlines a new program that would make $358 million available to support the effort next year.&nbsp; This money would be used to make flood insurance affordable for low-income families all over America. The program would help [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,10,5,3],"tags":[824,11,523,14],"class_list":["post-2298","post","type-post","status-publish","format-standard","hentry","category-finance","category-flood-insurance","category-homeowners-insurance","category-news","tag-affordable-flood-insurance","tag-flood-insurance-2","tag-flood-insurance-coverage","tag-home-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>President Biden to Make Flood Insurance Affordable for Low-Income Americans - Homeowners Insurance Blog<\/title>\n<meta name=\"description\" content=\"This year President Biden is working to make flood insurance more affordable for low-income Americans. The recently released budget outlines a new program\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/president-biden-to-make-flood-insurance-affordable-for-low-income-americans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"President Biden to Make Flood Insurance Affordable for Low-Income Americans - Homeowners Insurance Blog\" \/>\n<meta property=\"og:description\" content=\"This year President Biden is working to make flood insurance more affordable for low-income Americans. The recently released budget outlines a new program\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/president-biden-to-make-flood-insurance-affordable-for-low-income-americans\/\" \/>\n<meta property=\"og:site_name\" content=\"Homeowners Insurance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2021-06-15T12:18:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-06-15T12:19:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/06\/biden-flood-insurance.jpg\" \/>\n<meta name=\"author\" content=\"Mark Vallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mark Vallet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/president-biden-to-make-flood-insurance-affordable-for-low-income-americans\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/president-biden-to-make-flood-insurance-affordable-for-low-income-americans\/\"},\"author\":{\"name\":\"Mark Vallet\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\"},\"headline\":\"President Biden to Make Flood Insurance Affordable for Low-Income Americans\",\"datePublished\":\"2021-06-15T12:18:55+00:00\",\"dateModified\":\"2021-06-15T12:19:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/president-biden-to-make-flood-insurance-affordable-for-low-income-americans\/\"},\"wordCount\":343,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/president-biden-to-make-flood-insurance-affordable-for-low-income-americans\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/06\/biden-flood-insurance.jpg\",\"keywords\":[\"affordable flood insurance\",\"flood insurance\",\"flood insurance coverage\",\"home insurance\"],\"articleSection\":[\"Finance\",\"Flood Insurance\",\"Homeowners Insurance\",\"News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/president-biden-to-make-flood-insurance-affordable-for-low-income-americans\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/president-biden-to-make-flood-insurance-affordable-for-low-income-americans\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/president-biden-to-make-flood-insurance-affordable-for-low-income-americans\/\",\"name\":\"President Biden to Make Flood Insurance Affordable for Low-Income Americans - Homeowners Insurance Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/president-biden-to-make-flood-insurance-affordable-for-low-income-americans\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/president-biden-to-make-flood-insurance-affordable-for-low-income-americans\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/06\/biden-flood-insurance.jpg\",\"datePublished\":\"2021-06-15T12:18:55+00:00\",\"dateModified\":\"2021-06-15T12:19:32+00:00\",\"description\":\"This year President Biden is working to make flood insurance more affordable for low-income Americans. 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