{"id":2255,"date":"2021-04-28T13:32:11","date_gmt":"2021-04-28T13:32:11","guid":{"rendered":"https:\/\/www.homeinsuranceking.com\/blog\/?p=2255"},"modified":"2021-04-28T13:34:29","modified_gmt":"2021-04-28T13:34:29","slug":"femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021","status":"publish","type":"post","link":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/","title":{"rendered":"FEMA\u2019s new rating system is called \u201cRisk Rating 2.0,\u201d effective October 1st, 2021"},"content":{"rendered":"\n<p>A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency\u2019s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs.<\/p>\n\n\n\n<p>FEMA\u2019s new rating system is called \u201cRisk Rating 2.0,\u201d and takes effect October 1<sup>st<\/sup>&nbsp;of this year. The ValuePenguin analysis found that 3.8 million homeowners will see rates increase under the new rules, while roughly 1.2 million homeowners will see a decrease in their flood insurance premiums.<\/p>\n\n\n\n<p>A few other findings of the report:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The largest NFIP rate increases will impact roughly 4 percent or 192,836 of the 3,846,702 homeowners who will see rate increases under Risk Rating 2.0.<\/li><li>Over 10,000 homeowners in the following states will see the largest price increases under the new rating structure: <a href=\"https:\/\/www.gethomeinsurancequotes.com\/florida\/homeowners-insurance-quotes.php\">Florida<\/a>, <a href=\"https:\/\/www.gethomeinsurancequotes.com\/texas\/homeowners-insurance-quotes.php\">Texas<\/a>, <a href=\"https:\/\/www.gethomeinsurancequotes.com\/louisiana\/homeowners-insurance-quotes.php\">Louisiana<\/a>, <a href=\"https:\/\/www.gethomeinsurancequotes.com\/new-jersey\/homeowners-insurance-quotes.php\">New Jersey<\/a>, and <a href=\"https:\/\/www.gethomeinsurancequotes.com\/new-york\/homeowners-insurance-quotes.php\">New York<\/a>.<\/li><li>Almost 8 in 10 existing flood policies in Alaska will see a price decrease. Roughly half of the policies in District of Columbia, <a href=\"https:\/\/www.gethomeinsurancequotes.com\/maryland\/homeowners-insurance-quotes.php\">Maryland<\/a>, <a href=\"https:\/\/www.gethomeinsurancequotes.com\/michigan\/homeowners-insurance-quotes.php\">Michigan<\/a>, and Utah will also benefit from lower rates.<\/li><\/ul>\n\n\n\n<p>The rate changes being put in place by FEMA are designed to reflect the actual flood risk that the property presents. However, rate increases will be gradual, and most homeowners will not see year over year rate increases that exceed 18 percent.&nbsp;<\/p>\n\n\n\n<p>It is important to remember that flood insurance policies typically come with a 30-day waiting period before coverage take effect so you must have a policy in place before a storm is headed your way.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates-1024x576.png\" alt=\"\" class=\"wp-image-2257\" srcset=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates-1024x576.png 1024w, https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates-600x338.png 600w, https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates-768x432.png 768w, https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates.png 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency\u2019s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA\u2019s new rating system is called [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,10,36,459,244,3,118],"tags":[473,11,523,796,774,180],"class_list":["post-2255","post","type-post","status-publish","format-standard","hentry","category-finance","category-flood-insurance","category-florida","category-new-jersey","category-new-york","category-news","category-texas","tag-fema","tag-flood-insurance-2","tag-flood-insurance-coverage","tag-flood-insurance-policies","tag-flood-insurance-rates","tag-rate-hikes"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FEMA\u2019s new rating system is called \u201cRisk Rating 2.0,\u201d effective October 1st, 2021 - Homeowners Insurance Blog<\/title>\n<meta name=\"description\" content=\"A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency\u2019s (FEMA) will be using when determining\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FEMA\u2019s new rating system is called \u201cRisk Rating 2.0,\u201d effective October 1st, 2021 - Homeowners Insurance Blog\" \/>\n<meta property=\"og:description\" content=\"A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency\u2019s (FEMA) will be using when determining\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/\" \/>\n<meta property=\"og:site_name\" content=\"Homeowners Insurance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2021-04-28T13:32:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-04-28T13:34:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates-1024x576.png\" \/>\n<meta name=\"author\" content=\"Mark Vallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mark Vallet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/\"},\"author\":{\"name\":\"Mark Vallet\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\"},\"headline\":\"FEMA\u2019s new rating system is called \u201cRisk Rating 2.0,\u201d effective October 1st, 2021\",\"datePublished\":\"2021-04-28T13:32:11+00:00\",\"dateModified\":\"2021-04-28T13:34:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/\"},\"wordCount\":269,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates-1024x576.png\",\"keywords\":[\"FEMA\",\"flood insurance\",\"flood insurance coverage\",\"flood insurance policies\",\"flood insurance rates\",\"rate hikes\"],\"articleSection\":[\"Finance\",\"Flood Insurance\",\"Florida\",\"New Jersey\",\"New York\",\"News\",\"Texas\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/\",\"name\":\"FEMA\u2019s new rating system is called \u201cRisk Rating 2.0,\u201d effective October 1st, 2021 - Homeowners Insurance Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates-1024x576.png\",\"datePublished\":\"2021-04-28T13:32:11+00:00\",\"dateModified\":\"2021-04-28T13:34:29+00:00\",\"description\":\"A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency\u2019s (FEMA) will be using when determining\",\"breadcrumb\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#primaryimage\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates.png\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates.png\",\"width\":1280,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FEMA\u2019s new rating system is called \u201cRisk Rating 2.0,\u201d effective October 1st, 2021\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"name\":\"Best Homeowners Insurance Blog\",\"description\":\"Your source for home insurance information, tips, and resources.\",\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\",\"name\":\"GetHomeInsuranceQuotes.com\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"width\":200,\"height\":80,\"caption\":\"GetHomeInsuranceQuotes.com\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/HomeInsKing\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\",\"name\":\"Mark Vallet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"caption\":\"Mark Vallet\"},\"description\":\"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FEMA\u2019s new rating system is called \u201cRisk Rating 2.0,\u201d effective October 1st, 2021 - Homeowners Insurance Blog","description":"A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency\u2019s (FEMA) will be using when determining","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/","og_locale":"en_US","og_type":"article","og_title":"FEMA\u2019s new rating system is called \u201cRisk Rating 2.0,\u201d effective October 1st, 2021 - Homeowners Insurance Blog","og_description":"A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency\u2019s (FEMA) will be using when determining","og_url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/","og_site_name":"Homeowners Insurance Blog","article_published_time":"2021-04-28T13:32:11+00:00","article_modified_time":"2021-04-28T13:34:29+00:00","og_image":[{"url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates-1024x576.png","type":"","width":"","height":""}],"author":"Mark Vallet","twitter_misc":{"Written by":"Mark Vallet","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#article","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/"},"author":{"name":"Mark Vallet","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8"},"headline":"FEMA\u2019s new rating system is called \u201cRisk Rating 2.0,\u201d effective October 1st, 2021","datePublished":"2021-04-28T13:32:11+00:00","dateModified":"2021-04-28T13:34:29+00:00","mainEntityOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/"},"wordCount":269,"commentCount":0,"publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates-1024x576.png","keywords":["FEMA","flood insurance","flood insurance coverage","flood insurance policies","flood insurance rates","rate hikes"],"articleSection":["Finance","Flood Insurance","Florida","New Jersey","New York","News","Texas"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/","name":"FEMA\u2019s new rating system is called \u201cRisk Rating 2.0,\u201d effective October 1st, 2021 - Homeowners Insurance Blog","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#primaryimage"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates-1024x576.png","datePublished":"2021-04-28T13:32:11+00:00","dateModified":"2021-04-28T13:34:29+00:00","description":"A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency\u2019s (FEMA) will be using when determining","breadcrumb":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#primaryimage","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates.png","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2021\/04\/fema_risk-rating-2.0_national-view-rates.png","width":1280,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/femas-new-rating-system-is-called-risk-rating-2-0-effective-october-1st-2021\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.gethomeinsurancequotes.com\/blog\/"},{"@type":"ListItem","position":2,"name":"FEMA\u2019s new rating system is called \u201cRisk Rating 2.0,\u201d effective October 1st, 2021"}]},{"@type":"WebSite","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","name":"Best Homeowners Insurance Blog","description":"Your source for home insurance information, tips, and resources.","publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization","name":"GetHomeInsuranceQuotes.com","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","width":200,"height":80,"caption":"GetHomeInsuranceQuotes.com"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/HomeInsKing"]},{"@type":"Person","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8","name":"Mark Vallet","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","caption":"Mark Vallet"},"description":"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/"}]}},"_links":{"self":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/2255"}],"collection":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/comments?post=2255"}],"version-history":[{"count":2,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/2255\/revisions"}],"predecessor-version":[{"id":2258,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/2255\/revisions\/2258"}],"wp:attachment":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/media?parent=2255"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/categories?post=2255"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/tags?post=2255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}