{"id":1734,"date":"2019-09-23T15:11:11","date_gmt":"2019-09-23T15:11:11","guid":{"rendered":"https:\/\/www.homeinsuranceking.com\/blog\/?p=1734"},"modified":"2019-09-23T15:11:57","modified_gmt":"2019-09-23T15:11:57","slug":"coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/","title":{"rendered":"Coastal Homeowners in Denial: FEMA urges homeowners to buy flood insurance"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright\"><img loading=\"lazy\" decoding=\"async\" width=\"225\" height=\"225\" src=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema.png\" alt=\"\" class=\"wp-image-1735\" srcset=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema.png 225w, https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema-150x150.png 150w\" sizes=\"(max-width: 225px) 100vw, 225px\" \/><\/figure><\/div>\n\n\n\n<p>Congress is getting ready to send President Donald Trump the thirteenth 60-day extension of the National Flood Insurance Program (NFIP) as the current one expires at the end of September. The NFIP has been in serious financial trouble for years but Congress has been unable to agree on how to fix the ailing program.&nbsp;<\/p>\n\n\n\n<p>The NFIP is plagued by outdated maps, unrealistic premiums that don\u2019t truly reflect the risk a property reflects as well as billions of dollars of debt due to rising claim rates. As climate change takes hold and increasingly powerful storms hit the coasts, the NFIP ends up paying out large claims that are not supported by realistic premiums.&nbsp;<\/p>\n\n\n\n<p>Some flood risk maps have not been updated for 40 years and fail to alert homeowners to the risks that their properties face as changing climate has increased the threat to floodplains. All of this has led to flood insurance premiums that do not reflect the actual risk to properties, David Maurstad, chief executive of the National Flood Insurance Program, said in a recent McClatchy article.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>NFIP Encourages Homeowners to Buy Flood Insurance<\/strong><\/h2>\n\n\n\n<p>Maurstad is encouraging homeowners to consider purchasing flood insurance regardless of where their property falls on government flood maps.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201cWe\u2019ve been working to make sure people understand right now that not enough people have the flood insurance they need \u2013 not only after big events like Dorian,\u201d Maurstad said in the McClatchy article.<\/p><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201cToo many people are in denial about their flood risk,\u201d Maurstad continued in the article. \u201cWe need to continue to work hard to gain the trust of the American public, that the program is there to work for them.\u201d<\/p><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Program is in Trouble and Lawmakers Cannot Seem to Fix<\/strong><\/h2>\n\n\n\n<p>The NFIP has been in trouble for a number of years and its debt is continuing to grow for a variety of reasons according to industry experts. One of the major reasons for the growing debt is the fact that premiums are no longer actuarially sound and are disconnected from growing flood risks. Hurricanes are becoming more frequent and are inflicting increasingly expensive damage on the cities they hit.<\/p>\n\n\n\n<p>Despite the fact that hurricanes are happening more often and causing more damage, fewer people are actually buying flood insurance. In addition, the premiums being charged are not reflective of the actual risk these properties present.&nbsp;<\/p>\n\n\n\n<p>Unfortunately, Congress remains divided on how to fix the program. Representatives from at risk areas, particularly on the coasts would like to see premium increases capped while also allowing construction to continue in floodplain areas while representatives from low risk areas would like to see premiums increased so they no longer have to subsidize insurance for high-risk areas.&nbsp;<\/p>\n\n\n\n<p>It seems unlikely that Congress will be able to enact reform before the current extension expires at the end of the month.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201cReauthorization of the program by Congress goes a long way,\u201d Maurstad said in the article. \u201cWe continue to think that a multi-year reauthorization is what the program needs.\u201d<\/p><\/blockquote>\n\n\n\n<p>Members of Congress are concerned about the program lapsing at the end of the month but cannot seem to come to an agreement on how to fix the program. Chuck Schumer and other members of Congress whose districts are on the coasts, this includes Republican Sens. Bill Cassidy of Louisiana and Marco Rubio of Florida as well as Democratic Sens. Elizabeth Warren of Massachusetts and Cory Booker of New Jersey would like to see a five-year reauthorization for the NFIP which would also cap premium increases at 9 percent.<\/p>\n\n\n\n<p>A competing proposal, from a bipartisan group in the House would ask FEMA to increase premiums to actuarially sound levels, rates that are based on the actual risk presented by the location of the property.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201cThe best way to understand the flood risk \u2013 a good signal, anyway \u2013 is what the insurance cost would be,\u201d Maurstad said in the McClatchy article. \u201cReally, the issue is that we\u2019ve had a program in place for 50 years now, and it\u2019s reasonable to think that we\u2019re going to learn things over those 50 years,\u201d Maurstad continued in the article. \u201cTechnology is going to change.\u201d<\/p><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Happens Now?<\/strong><\/h2>\n\n\n\n<p>More than likely, nothing will change in the near future. There is a very real possibility that Congress will simply renew the extension, kicking the can down the road yet again.&nbsp;<\/p>\n\n\n\n<p>According to the McClatchy article, Maurstad feels that short-term extensions are \u201cdisruptive\u201d to the NFIP program as well as the insurance market and homeowners buying NFIP policies.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Congress is getting ready to send President Donald Trump the thirteenth 60-day extension of the National Flood Insurance Program (NFIP) as the current one expires at the end of September. The NFIP has been in serious financial trouble for years but Congress has been unable to agree on how to fix the ailing program.&nbsp; The [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,10,36,30,5,3,50,40],"tags":[473,276,11,523,521,522],"class_list":["post-1734","post","type-post","status-publish","format-standard","hentry","category-finance","category-flood-insurance","category-florida","category-georgia","category-homeowners-insurance","category-news","category-north-carolina","category-south-carolina","tag-fema","tag-flood-damage","tag-flood-insurance-2","tag-flood-insurance-coverage","tag-flood-maps","tag-insurance-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Coastal Homeowners in Denial: FEMA urges homeowners to buy flood insurance - Homeowners Insurance Blog<\/title>\n<meta name=\"description\" content=\"Congress is getting ready to send President Donald Trump the thirteenth 60-day extension of the National Flood Insurance Program (NFIP) as the current one\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Coastal Homeowners in Denial: FEMA urges homeowners to buy flood insurance - Homeowners Insurance Blog\" \/>\n<meta property=\"og:description\" content=\"Congress is getting ready to send President Donald Trump the thirteenth 60-day extension of the National Flood Insurance Program (NFIP) as the current one\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Homeowners Insurance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-09-23T15:11:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-09-23T15:11:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema.png\" \/>\n<meta name=\"author\" content=\"Mark Vallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mark Vallet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/\"},\"author\":{\"name\":\"Mark Vallet\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\"},\"headline\":\"Coastal Homeowners in Denial: FEMA urges homeowners to buy flood insurance\",\"datePublished\":\"2019-09-23T15:11:11+00:00\",\"dateModified\":\"2019-09-23T15:11:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/\"},\"wordCount\":771,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema.png\",\"keywords\":[\"FEMA\",\"flood damage\",\"flood insurance\",\"flood insurance coverage\",\"flood maps\",\"insurance news\"],\"articleSection\":[\"Finance\",\"Flood Insurance\",\"Florida\",\"Georgia\",\"Homeowners Insurance\",\"News\",\"North Carolina\",\"South Carolina\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/\",\"name\":\"Coastal Homeowners in Denial: FEMA urges homeowners to buy flood insurance - Homeowners Insurance Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema.png\",\"datePublished\":\"2019-09-23T15:11:11+00:00\",\"dateModified\":\"2019-09-23T15:11:57+00:00\",\"description\":\"Congress is getting ready to send President Donald Trump the thirteenth 60-day extension of the National Flood Insurance Program (NFIP) as the current one\",\"breadcrumb\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#primaryimage\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema.png\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema.png\",\"width\":225,\"height\":225},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Coastal Homeowners in Denial: FEMA urges homeowners to buy flood insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"name\":\"Best Homeowners Insurance Blog\",\"description\":\"Your source for home insurance information, tips, and resources.\",\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\",\"name\":\"GetHomeInsuranceQuotes.com\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"width\":200,\"height\":80,\"caption\":\"GetHomeInsuranceQuotes.com\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/HomeInsKing\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\",\"name\":\"Mark Vallet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"caption\":\"Mark Vallet\"},\"description\":\"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Coastal Homeowners in Denial: FEMA urges homeowners to buy flood insurance - Homeowners Insurance Blog","description":"Congress is getting ready to send President Donald Trump the thirteenth 60-day extension of the National Flood Insurance Program (NFIP) as the current one","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Coastal Homeowners in Denial: FEMA urges homeowners to buy flood insurance - Homeowners Insurance Blog","og_description":"Congress is getting ready to send President Donald Trump the thirteenth 60-day extension of the National Flood Insurance Program (NFIP) as the current one","og_url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/","og_site_name":"Homeowners Insurance Blog","article_published_time":"2019-09-23T15:11:11+00:00","article_modified_time":"2019-09-23T15:11:57+00:00","og_image":[{"url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema.png","type":"","width":"","height":""}],"author":"Mark Vallet","twitter_misc":{"Written by":"Mark Vallet","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#article","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/"},"author":{"name":"Mark Vallet","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8"},"headline":"Coastal Homeowners in Denial: FEMA urges homeowners to buy flood insurance","datePublished":"2019-09-23T15:11:11+00:00","dateModified":"2019-09-23T15:11:57+00:00","mainEntityOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/"},"wordCount":771,"commentCount":0,"publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema.png","keywords":["FEMA","flood damage","flood insurance","flood insurance coverage","flood maps","insurance news"],"articleSection":["Finance","Flood Insurance","Florida","Georgia","Homeowners Insurance","News","North Carolina","South Carolina"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/","name":"Coastal Homeowners in Denial: FEMA urges homeowners to buy flood insurance - Homeowners Insurance Blog","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema.png","datePublished":"2019-09-23T15:11:11+00:00","dateModified":"2019-09-23T15:11:57+00:00","description":"Congress is getting ready to send President Donald Trump the thirteenth 60-day extension of the National Flood Insurance Program (NFIP) as the current one","breadcrumb":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#primaryimage","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema.png","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/fema.png","width":225,"height":225},{"@type":"BreadcrumbList","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/coastal-homeowners-in-denial-fema-urges-homeowners-to-buy-flood-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.gethomeinsurancequotes.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Coastal Homeowners in Denial: FEMA urges homeowners to buy flood insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","name":"Best Homeowners Insurance Blog","description":"Your source for home insurance information, tips, and resources.","publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization","name":"GetHomeInsuranceQuotes.com","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","width":200,"height":80,"caption":"GetHomeInsuranceQuotes.com"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/HomeInsKing"]},{"@type":"Person","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8","name":"Mark Vallet","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","caption":"Mark Vallet"},"description":"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/"}]}},"_links":{"self":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/1734"}],"collection":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/comments?post=1734"}],"version-history":[{"count":2,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/1734\/revisions"}],"predecessor-version":[{"id":1737,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/1734\/revisions\/1737"}],"wp:attachment":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/media?parent=1734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/categories?post=1734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/tags?post=1734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}