{"id":1723,"date":"2019-09-10T13:00:50","date_gmt":"2019-09-10T13:00:50","guid":{"rendered":"https:\/\/www.homeinsuranceking.com\/blog\/?p=1723"},"modified":"2019-09-10T13:00:52","modified_gmt":"2019-09-10T13:00:52","slug":"personal-liability-can-be-a-lifesaver-what-is-it","status":"publish","type":"post","link":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/","title":{"rendered":"Personal Liability Can Be a Lifesaver: What is it?"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"700\" src=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver.jpg\" alt=\"\" class=\"wp-image-1724\" srcset=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver.jpg 1000w, https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver-600x420.jpg 600w, https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver-768x538.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>In many cases, when <a href=\"https:\/\/www.gethomeinsurancequotes.com\">shopping for a homeowners insurance policy<\/a> people tend to overlook the personal liability coverage portion of the policy. This can be a dangerous move as personal liability can be a lifesaver in certain situations. If you are shopping for a new homeowners policy, make sure your agent takes the time to cover the personal liability portion of the policy.\u00a0<\/p>\n\n\n\n<p>Here is a quick overview of what personal liability covers:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is Personal Liability?<\/strong><\/h2>\n\n\n\n<p>While the main function of a homeowners insurance policy is to protect the structure of your home and your personal possessions, it also comes with a personal liability section. This part of the policy covers bodily injury claims if someone is injured on your property as well as property damage claims.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Bodily Injury:&nbsp;<\/strong>This insurance protects you both at home and when you are out and about. As an example, if you have a party at your home and someone trips down your stairs, slips on ice or is bitten by your dog, the bodily injury portion of your policy would step up.&nbsp;<\/li><\/ul>\n\n\n\n<p>It covers the cost of medical bills for the injured person as well legal costs if your guest sues, up to your coverage limits. The protection doesn\u2019t end at your home. If you are out at a restaurant, concert or just walking around and accidently knock someone over, trip them or otherwise cause a bodily injury, your homeowners insurance will step up to cover the medical bills.&nbsp;<\/p>\n\n\n\n<p>It should be noted that liability coverage only covers accidents. If you deliberately injury someone or end up in a fist fight your insurance will not cover those costs.&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Property Damage:&nbsp;<\/strong>This portion of the policy isn\u2019t designed to protect your home, it covers damage you or your family do to other people\u2019s property. As an example, your child puts a baseball through a neighbor\u2019s window or your spouse backs over a neighbors mailbox, this part of your insurance would cover those costs up to your policy limits. Bigger claims such as one of your trees falling on a neighbor\u2019s house or car would also be covered.&nbsp;<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>One More Coverage<\/strong><\/h2>\n\n\n\n<p>The personal liability portion of your homeowners insurance offers one more bit of protection. It covers you against libel and slander claims. This coverage is more important than ever in the age of social media and the ability to transmits your thoughts and comments to a large audience easily and quickly.&nbsp;<\/p>\n\n\n\n<p>Libel is a published false statement that is damaging to a person&#8217;s reputation. If you are sued for libel the personal liability portion of your policy will help cover your legal costs as well as any settlements or judgements up to your policy limits. The same is true for defamation. Libel and defamation can easily occur these days, a not so well thought out text, tweet or review can be deemed libel or defamation.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Limits of Personal Liability Coverage<\/strong><\/h2>\n\n\n\n<p>In most cases, a homeowners insurance policy comes with $100,000 in personal liability coverage but this can be raised for an additional cost. Most industry experts recommend carrying $300,000 in personal liability and even more if you have a lot of assets to protect.&nbsp;<\/p>\n\n\n\n<p>In addition to raising your personal liability limits, you can extend your liability coverage with an <a href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/whats-an-umbrella-policy-and-how-does-it-work\/\">umbrella policy<\/a>. Umbrella policies supplement the personal liability in your homeowners insurance and are sold in $1 million increments. Umbrella policies are very affordable, usually costing between $150 and $300 for $1 million in coverage.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In many cases, when shopping for a homeowners insurance policy people tend to overlook the personal liability coverage portion of the policy. This can be a dangerous move as personal liability can be a lifesaver in certain situations. If you are shopping for a new homeowners policy, make sure your agent takes the time to [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,5,2],"tags":[186,26,12,518,517,230,347],"class_list":["post-1723","post","type-post","status-publish","format-standard","hentry","category-finance","category-homeowners-insurance","category-questions","tag-finance","tag-home-insurance-coverage","tag-homeowners-insurance-2","tag-liability-coverage","tag-personal-liability","tag-protection","tag-saving-money"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Personal Liability Can Be a Lifesaver: What is it? - Homeowners Insurance Blog<\/title>\n<meta name=\"description\" content=\"In many cases, when shopping for a homeowners insurance policy people tend to overlook the personal liability coverage portion of the policy. This can be\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Liability Can Be a Lifesaver: What is it? - Homeowners Insurance Blog\" \/>\n<meta property=\"og:description\" content=\"In many cases, when shopping for a homeowners insurance policy people tend to overlook the personal liability coverage portion of the policy. This can be\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/\" \/>\n<meta property=\"og:site_name\" content=\"Homeowners Insurance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-09-10T13:00:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-09-10T13:00:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver.jpg\" \/>\n<meta name=\"author\" content=\"Mark Vallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mark Vallet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/\"},\"author\":{\"name\":\"Mark Vallet\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\"},\"headline\":\"Personal Liability Can Be a Lifesaver: What is it?\",\"datePublished\":\"2019-09-10T13:00:50+00:00\",\"dateModified\":\"2019-09-10T13:00:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/\"},\"wordCount\":601,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver.jpg\",\"keywords\":[\"finance\",\"home insurance coverage\",\"homeowners insurance\",\"liability coverage\",\"personal liability\",\"protection\",\"saving money\"],\"articleSection\":[\"Finance\",\"Homeowners Insurance\",\"Questions\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/\",\"name\":\"Personal Liability Can Be a Lifesaver: What is it? - Homeowners Insurance Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver.jpg\",\"datePublished\":\"2019-09-10T13:00:50+00:00\",\"dateModified\":\"2019-09-10T13:00:52+00:00\",\"description\":\"In many cases, when shopping for a homeowners insurance policy people tend to overlook the personal liability coverage portion of the policy. This can be\",\"breadcrumb\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#primaryimage\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver.jpg\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver.jpg\",\"width\":1000,\"height\":700},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Personal Liability Can Be a Lifesaver: What is it?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"name\":\"Best Homeowners Insurance Blog\",\"description\":\"Your source for home insurance information, tips, and resources.\",\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\",\"name\":\"GetHomeInsuranceQuotes.com\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"width\":200,\"height\":80,\"caption\":\"GetHomeInsuranceQuotes.com\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/HomeInsKing\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\",\"name\":\"Mark Vallet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"caption\":\"Mark Vallet\"},\"description\":\"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Personal Liability Can Be a Lifesaver: What is it? - Homeowners Insurance Blog","description":"In many cases, when shopping for a homeowners insurance policy people tend to overlook the personal liability coverage portion of the policy. This can be","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/","og_locale":"en_US","og_type":"article","og_title":"Personal Liability Can Be a Lifesaver: What is it? - Homeowners Insurance Blog","og_description":"In many cases, when shopping for a homeowners insurance policy people tend to overlook the personal liability coverage portion of the policy. This can be","og_url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/","og_site_name":"Homeowners Insurance Blog","article_published_time":"2019-09-10T13:00:50+00:00","article_modified_time":"2019-09-10T13:00:52+00:00","og_image":[{"url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver.jpg","type":"","width":"","height":""}],"author":"Mark Vallet","twitter_misc":{"Written by":"Mark Vallet","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#article","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/"},"author":{"name":"Mark Vallet","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8"},"headline":"Personal Liability Can Be a Lifesaver: What is it?","datePublished":"2019-09-10T13:00:50+00:00","dateModified":"2019-09-10T13:00:52+00:00","mainEntityOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/"},"wordCount":601,"commentCount":0,"publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver.jpg","keywords":["finance","home insurance coverage","homeowners insurance","liability coverage","personal liability","protection","saving money"],"articleSection":["Finance","Homeowners Insurance","Questions"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/","name":"Personal Liability Can Be a Lifesaver: What is it? - Homeowners Insurance Blog","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#primaryimage"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver.jpg","datePublished":"2019-09-10T13:00:50+00:00","dateModified":"2019-09-10T13:00:52+00:00","description":"In many cases, when shopping for a homeowners insurance policy people tend to overlook the personal liability coverage portion of the policy. This can be","breadcrumb":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#primaryimage","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver.jpg","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2019\/09\/personal-liability-life-saver.jpg","width":1000,"height":700},{"@type":"BreadcrumbList","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/personal-liability-can-be-a-lifesaver-what-is-it\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.gethomeinsurancequotes.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Personal Liability Can Be a Lifesaver: What is it?"}]},{"@type":"WebSite","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","name":"Best Homeowners Insurance Blog","description":"Your source for home insurance information, tips, and resources.","publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization","name":"GetHomeInsuranceQuotes.com","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","width":200,"height":80,"caption":"GetHomeInsuranceQuotes.com"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/HomeInsKing"]},{"@type":"Person","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8","name":"Mark Vallet","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","caption":"Mark Vallet"},"description":"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/"}]}},"_links":{"self":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/1723"}],"collection":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/comments?post=1723"}],"version-history":[{"count":1,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/1723\/revisions"}],"predecessor-version":[{"id":1725,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/1723\/revisions\/1725"}],"wp:attachment":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/media?parent=1723"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/categories?post=1723"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/tags?post=1723"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}