{"id":1254,"date":"2018-03-07T14:25:18","date_gmt":"2018-03-07T14:25:18","guid":{"rendered":"https:\/\/www.homeinsuranceking.com\/blog\/?p=1254"},"modified":"2018-03-07T14:25:47","modified_gmt":"2018-03-07T14:25:47","slug":"review-insurance-coverage-spring-storm-season","status":"publish","type":"post","link":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/","title":{"rendered":"Review Your Insurance Coverage Before the Spring Storm Season"},"content":{"rendered":"<div id=\"attachment_1255\" style=\"width: 310px\" class=\"wp-caption alignright\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-1255\" class=\"wp-image-1255\" src=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2018\/03\/home-insurance-coverage-storm-season.jpg\" alt=\"Home Insurance Coverage and Spring Storm Season\" width=\"300\" height=\"273\" \/><p id=\"caption-attachment-1255\" class=\"wp-caption-text\">Home Insurance Coverage and Spring Storm Season<\/p><\/div>\n<p>As we enter the spring storm season it is a good time for homeowners to review their insurance policies and have a complete understanding of their coverage before a major storm hits. It is important to make sure you have a full understanding of what coverages you have as well as any gaps that may exist in your current coverage levels.<\/p>\n<p>Here are a few things you should consider when reviewing your insurance coverage:<\/p>\n<h2>Floods Are Not Covered<\/h2>\n<p>Almost every <a href=\"https:\/\/www.gethomeinsurancequotes.com\/faqs\/what-is-homeowners-insurance.php\">standard homeowner policy<\/a> excludes flood damage. If you want to be fully covered you will need a separate flood insurance policy and in some areas your lender may require proof of flood insurance.<\/p>\n<p>Check your policy to verify that flood damage is excluded and look for any other exclusions.<\/p>\n<p>Flood insurance can be purchased through the National Flood Insurance Program (<a href=\"https:\/\/www.fema.gov\/national-flood-insurance-program\/How-Buy-Flood-Insurance\" target=\"_blank\" rel=\"noopener\">NFIP<\/a>) or through some private insurance companies. Cost can vary dramatically depending on where your property is located. Flood insurance is especially expensive on costal properties but if your home is destroyed by flood damage the cost of insurance will seem minimal compared to the cost of rebuilding.<\/p>\n<p>If your home is in a high-risk flood area it is highly recommended that you carry a separate flood policy.<\/p>\n<h2>Check Your Deductible<\/h2>\n<p>Many homeowner policies for coastal properties or homes in high-risk areas for wind damage have a separate deductible for damage caused by hurricanes or other high wind events. The deducible amount is often not a set value but a percentage of the homes insured value. This can dramatically increase your costs so it is best to <a href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/setting-your-deductibles-as-high-as-possible-is-a-moneysaver\/\">fully understand your deductible<\/a>.<\/p>\n<p>In most cases, the details of your deductible will be outlined in your \u201cdeclarations\u201d page. If you do not understand the deductible details, call your agent for further explanation.<\/p>\n<p>Percentage deductibles vary but usually range between 1 and 5 percent of the homes insured value. As an example, a 1 percent deductible on a home insured for $350,000 means that you will need to come up with $3,500 in the event of damage from a hurricane or other major storm. If you push the deductible up to 5 percent you are looking at a $17,500 bill.<\/p>\n<p>In most cases, a hurricane deductible only kicks in when a storm is categorized as a hurricane and named by the National Weather Service. These requirements can vary though so make sure you are familiar with the exact parameters of your policy.<\/p>\n<p>Currently, nineteen states and the District of Columbia have hurricane deductibles.<\/p>\n<p><strong>Helpful Article:<\/strong> <a href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/home-insurance-deductible-savings-vary-state\/\">Home Insurance Deductible Savings Vary by State<\/a><\/p>\n<h2>Update Your Inventory<\/h2>\n<p>You should always <a href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/best-home-inventory-apps-on-the-market\/\">keep an inventory of your insured property<\/a> and update it on a regular basis. You should document all property but especially your more expensive items. Take photos, video and document serial numbers, date purchased and purchased price. There are a number of apps that can help you with this somewhat tedious process.<\/p>\n<p>Always keep your inventory off site or in the cloud so you have access to it if your home is destroyed. It should be noted that most homeowner policies have value caps on expensive property such as jewelry, artwork, collectibles and even firearms and cigars. While the cap varies it is usually in the $1,500 to $2,000 range. If you have numerous high value items you may need a rider to fully cover your possessions.<\/p>\n<h2>Home Upgrades<\/h2>\n<p>Many insurance companies offer <a href=\"https:\/\/www.gethomeinsurancequotes.com\/discounts-and-credits\/\">discounts<\/a> for upgrading your home to make it more weather resistant.<\/p>\n<p>Adding storm shutters, a sprinkler system or replacing your roof with wind resistant materials can all result in a discount. Contact your insurance company for details regarding their discounts and have your insurance agent perform a discount review to make sure you are receiving all available discounts.<\/p>\n<h2>Review Coverage Levels<\/h2>\n<p>The cost of rebuilding your home can change on a yearly basis, especially if building is booming in your area. If you have recently added square footage or upgraded your kitchen or bathrooms you should also review your coverage levels.<\/p>\n<p>Talk to your agent to make sure you are carrying enough coverage to properly rebuild your home and replace your possessions. If you are under insured, up your coverage levels.<\/p>\n<p><strong>Helpful Article:<\/strong> <a href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/pros-and-cons-of-homeowners-insurance\/\">Pros and Cons of Homeowners Insurance<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As we enter the spring storm season it is a good time for homeowners to review their insurance policies and have a complete understanding of their coverage before a major storm hits. It is important to make sure you have a full understanding of what coverages you have as well as any gaps that may [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43,7,36,30,335,50,40,118,13],"tags":[66,375,14,84,230,374,373],"class_list":["post-1254","post","type-post","status-publish","format-standard","hentry","category-alabama","category-finance","category-florida","category-georgia","category-hurricanes","category-north-carolina","category-south-carolina","category-texas","category-tips","tag-coverage","tag-floods","tag-home-insurance","tag-hurricanes","tag-protection","tag-spring-season","tag-storms"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Review Your Insurance Coverage Before the Spring Storm Season - Homeowners Insurance Blog<\/title>\n<meta name=\"description\" content=\"As we enter the spring storm season it is a good time for homeowners to review their insurance policies and have a complete understanding of their\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Review Your Insurance Coverage Before the Spring Storm Season - Homeowners Insurance Blog\" \/>\n<meta property=\"og:description\" content=\"As we enter the spring storm season it is a good time for homeowners to review their insurance policies and have a complete understanding of their\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/\" \/>\n<meta property=\"og:site_name\" content=\"Homeowners Insurance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2018-03-07T14:25:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-03-07T14:25:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2018\/03\/home-insurance-coverage-storm-season.jpg\" \/>\n<meta name=\"author\" content=\"Mark Vallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mark Vallet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/\"},\"author\":{\"name\":\"Mark Vallet\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\"},\"headline\":\"Review Your Insurance Coverage Before the Spring Storm Season\",\"datePublished\":\"2018-03-07T14:25:18+00:00\",\"dateModified\":\"2018-03-07T14:25:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/\"},\"wordCount\":721,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2018\/03\/home-insurance-coverage-storm-season.jpg\",\"keywords\":[\"coverage\",\"floods\",\"home insurance\",\"hurricanes\",\"protection\",\"spring season\",\"storms\"],\"articleSection\":[\"Alabama\",\"Finance\",\"Florida\",\"Georgia\",\"Hurricanes\",\"North Carolina\",\"South Carolina\",\"Texas\",\"Tips\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/\",\"name\":\"Review Your Insurance Coverage Before the Spring Storm Season - Homeowners Insurance Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2018\/03\/home-insurance-coverage-storm-season.jpg\",\"datePublished\":\"2018-03-07T14:25:18+00:00\",\"dateModified\":\"2018-03-07T14:25:47+00:00\",\"description\":\"As we enter the spring storm season it is a good time for homeowners to review their insurance policies and have a complete understanding of their\",\"breadcrumb\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#primaryimage\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2018\/03\/home-insurance-coverage-storm-season.jpg\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2018\/03\/home-insurance-coverage-storm-season.jpg\",\"width\":500,\"height\":455,\"caption\":\"Home Insurance Coverage and Spring Storm Season\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Review Your Insurance Coverage Before the Spring Storm Season\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"name\":\"Best Homeowners Insurance Blog\",\"description\":\"Your source for home insurance information, tips, and resources.\",\"publisher\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization\",\"name\":\"GetHomeInsuranceQuotes.com\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"contentUrl\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png\",\"width\":200,\"height\":80,\"caption\":\"GetHomeInsuranceQuotes.com\"},\"image\":{\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/HomeInsKing\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8\",\"name\":\"Mark Vallet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g\",\"caption\":\"Mark Vallet\"},\"description\":\"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.\",\"url\":\"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Review Your Insurance Coverage Before the Spring Storm Season - Homeowners Insurance Blog","description":"As we enter the spring storm season it is a good time for homeowners to review their insurance policies and have a complete understanding of their","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/","og_locale":"en_US","og_type":"article","og_title":"Review Your Insurance Coverage Before the Spring Storm Season - Homeowners Insurance Blog","og_description":"As we enter the spring storm season it is a good time for homeowners to review their insurance policies and have a complete understanding of their","og_url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/","og_site_name":"Homeowners Insurance Blog","article_published_time":"2018-03-07T14:25:18+00:00","article_modified_time":"2018-03-07T14:25:47+00:00","og_image":[{"url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2018\/03\/home-insurance-coverage-storm-season.jpg","type":"","width":"","height":""}],"author":"Mark Vallet","twitter_misc":{"Written by":"Mark Vallet","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#article","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/"},"author":{"name":"Mark Vallet","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8"},"headline":"Review Your Insurance Coverage Before the Spring Storm Season","datePublished":"2018-03-07T14:25:18+00:00","dateModified":"2018-03-07T14:25:47+00:00","mainEntityOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/"},"wordCount":721,"commentCount":0,"publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2018\/03\/home-insurance-coverage-storm-season.jpg","keywords":["coverage","floods","home insurance","hurricanes","protection","spring season","storms"],"articleSection":["Alabama","Finance","Florida","Georgia","Hurricanes","North Carolina","South Carolina","Texas","Tips"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/","name":"Review Your Insurance Coverage Before the Spring Storm Season - Homeowners Insurance Blog","isPartOf":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#primaryimage"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2018\/03\/home-insurance-coverage-storm-season.jpg","datePublished":"2018-03-07T14:25:18+00:00","dateModified":"2018-03-07T14:25:47+00:00","description":"As we enter the spring storm season it is a good time for homeowners to review their insurance policies and have a complete understanding of their","breadcrumb":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#primaryimage","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2018\/03\/home-insurance-coverage-storm-season.jpg","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2018\/03\/home-insurance-coverage-storm-season.jpg","width":500,"height":455,"caption":"Home Insurance Coverage and Spring Storm Season"},{"@type":"BreadcrumbList","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/review-insurance-coverage-spring-storm-season\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.gethomeinsurancequotes.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Review Your Insurance Coverage Before the Spring Storm Season"}]},{"@type":"WebSite","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#website","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","name":"Best Homeowners Insurance Blog","description":"Your source for home insurance information, tips, and resources.","publisher":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gethomeinsurancequotes.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#organization","name":"GetHomeInsuranceQuotes.com","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","contentUrl":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-content\/uploads\/2023\/09\/get-home-insurance-quotes-logo.png","width":200,"height":80,"caption":"GetHomeInsuranceQuotes.com"},"image":{"@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/HomeInsKing"]},{"@type":"Person","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/518325eb863e9298eb42f364afec45e8","name":"Mark Vallet","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gethomeinsurancequotes.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5b11ce9eb09ba7b8a35f0ba9ec696fed?s=96&d=mm&r=g","caption":"Mark Vallet"},"description":"Mark Vallet specializes in home insurance news, research and consumer supported information. Vallet is greatly admired and supported by both insurance professionals and homeowners looking for information to help them make wise decisions when it comes to buying a home or purchasing home insurance coverage.","url":"https:\/\/www.gethomeinsurancequotes.com\/blog\/author\/mark\/"}]}},"_links":{"self":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/1254"}],"collection":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/comments?post=1254"}],"version-history":[{"count":1,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/1254\/revisions"}],"predecessor-version":[{"id":1256,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/posts\/1254\/revisions\/1256"}],"wp:attachment":[{"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/media?parent=1254"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/categories?post=1254"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gethomeinsurancequotes.com\/blog\/wp-json\/wp\/v2\/tags?post=1254"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}